Cost of Living in Madisonville, TN

Population 5,184 · Tennessee · Data vintage 2023

60
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

At $45,274, median household incomes in Madisonville land roughly 39% below the US median, a gap that tends to persist across local labor-market indicators.

Geographically, Madisonville is about 40 miles southwest of Knoxville, the nearest large metro. Housing prices track closely with Knoxville's $214,000 median.

Cost Overview

Housing 66
Rent 50

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Madisonville

The median home value in Madisonville is $202,600 — 34% below the national median of $305,000. Median rent runs $663/month, 50% lower than the national median of $1,314/month. The median household income of $45,274/year is 39% lower than the US median of $74,580. The local unemployment rate is 5.8%, above the national average of 4.8%. Tennessee charges no state income tax, a meaningful advantage for take-home pay. The climate averages highs of 70.0°F and lows of 49.1°F, with about 4.6" of annual snowfall. Overall, Madisonville has a cost of living index of 60 versus the US average of 100, meaning it is 40% less expensive.

🏠 Housing

Median Home Value
$202,600
34% below avg
Zillow Home Value
$279,735
Zillow ZHVI
Median Rent
$663/mo
50% below avg
Zillow Rent
$950/mo
Zillow ZORI
Price-to-Rent Ratio
25.5x
Favors renting
Property Tax Rate
0.7%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$731
1 BR
$809
2 BR
$948
3 BR
$1,265
4 BR
$1,510
Owner-occupied 65.6%
Renter-occupied 34.4%

💰 Estimated Monthly Budget

Rent median rent
$663
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,277/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
24.1 min
11% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
6.2%

Commute Mode

Drove alone
84.9%
Carpooled
5.6%
Public transit
0.1%
Walked
3.1%
Work from home
6.2%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) None
Total Sales Tax 9.6%
State rate 7.0%
Avg local rate 2.5%
Property Tax 0.7%

💼 Income & Employment

Median Household Income
$45,274
39% below avg
Per Capita Income
$24,096
Unemployment Rate
5.8%
21% above avg
Poverty Rate
14.6%
Labor Force Participation
51.8%

🎓 Education

Bachelor's degree+ 7.9%
Graduate degree 5.8%

👥 Demographics

Median Age 41.4
Male median age 36.4
Female median age 49.1

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
70.0°F
Avg Low
49.1°F
Annual Precip
51.9"
Annual Snowfall
4.6"
30° 45° 60° 75° 90° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 485361717986888883726051
Low °F 303340485765696861493833
Precip" 4.764.814.894.714.134.245.253.633.492.814.215.00
Snow" 1.71.40.90.00.00.00.00.00.00.00.10.5

🏫 Schools

NCES CCD 2019 — public school district data

94%
4-Year Graduation Rate
15.9:1
Student-teacher ratio
12
Public schools
5,262
Total enrollment

Frequently Asked Questions

What is the cost of living in Madisonville, TN?

Madisonville has a cost index of 60 (100 = national average). It is 40% below the national average.

What is average rent in Madisonville, TN?

The median gross rent in Madisonville is $663 per month based on 2023 Census data.

What is the average home price in Madisonville?

The median home value in Madisonville is $202,600 according to Zillow and Census data.

What is the median income in Madisonville?

The median household income in Madisonville is $45,274 per year (2023 ACS 5-year estimates).

What is the sales tax in Madisonville, TN?

The combined state and local sales tax rate in Madisonville is 9.6%. Tennessee has no state income tax.

Is Madisonville, TN affordable?

Yes, Madisonville is generally considered affordable, with a cost of living index of 60 — about 40% below the US national average of 100.

What is the weather like in Madisonville?

Madisonville has average high temperatures of 70.0°F and average lows of 49.1°F. Annual precipitation is 51.9". Average annual snowfall is 4.6". Data from NOAA 1991–2020 Climate Normals.

Madisonville at a Glance

Population
5,184
Median Income
$45,274
Home Value
$202,600
Median Rent
$663/mo
Unemployment
5.8%
Avg High Temp
70.0°F
Sales Tax
9.6%
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