Cost of Living in Munford, TN

Population 6,459 · Tennessee · Data vintage 2023

79
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Munford sits on the smaller end of the Tennessee city distribution. That scale shapes the housing market, the labor pool, and the services available to residents in ways the data below makes visible. At 6.9%, the local unemployment rate runs well above the US figure, pointing to structural rather than cyclical labor-market issues.

Geographically, Munford is about 25 miles northeast of Memphis, the nearest large metro. Median home values run roughly 49% higher than Memphis' $157,000.

Cost Overview

Housing 77
Rent 83

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Munford

The median home value in Munford is $234,600 — 23% below the national median of $305,000. Median rent runs $1,086/month, 17% lower than the national median of $1,314/month. The median household income of $86,492/year is 16% higher than the US median of $74,580. The local unemployment rate is 6.9%, above the national average of 4.8%. Tennessee charges no state income tax, a meaningful advantage for take-home pay. The climate averages highs of 73.0°F and lows of 53.8°F, with about 2.7" of annual snowfall. Overall, Munford has a cost of living index of 79 versus the US average of 100, meaning it is 21% less expensive.

🏠 Housing

Median Home Value
$234,600
23% below avg
Zillow Home Value
$86,304
Zillow ZHVI
Median Rent
$1,086/mo
17% below avg
Zillow Rent
$1,200/mo
Zillow ZORI
Price-to-Rent Ratio
18.0x
Favors buying
Property Tax Rate
0.7%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$731
1 BR
$809
2 BR
$948
3 BR
$1,265
4 BR
$1,510
Owner-occupied 80.8%
Renter-occupied 19.2%

💰 Estimated Monthly Budget

Rent median rent
$1,086
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,700/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
33.5 min
24% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
9.3%

Commute Mode

Drove alone
89.0%
Carpooled
1.8%
Work from home
9.3%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) None
Total Sales Tax 9.6%
State rate 7.0%
Avg local rate 2.5%
Property Tax 0.7%

💼 Income & Employment

Median Household Income
$86,492
16% above avg
Per Capita Income
$35,250
Unemployment Rate
6.9%
43% above avg
Poverty Rate
6.6%
Labor Force Participation
67.0%

🎓 Education

Bachelor's degree+ 14.7%
Graduate degree 5.7%

👥 Demographics

Median Age 32.4
Male median age 32.4
Female median age 32.4

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
73.0°F
Avg Low
53.8°F
Annual Precip
54.9"
Annual Snowfall
2.7"
30° 48° 65° 83° 100° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 515664738289929286756353
Low °F 333744536270747366544336
Precip" 4.144.555.745.875.273.994.823.373.033.984.695.49
Snow" 0.91.00.50.00.00.00.00.00.00.00.10.2

Frequently Asked Questions

What is the cost of living in Munford, TN?

Munford has a cost index of 79 (100 = national average). It is 21% below the national average.

What is average rent in Munford, TN?

The median gross rent in Munford is $1,086 per month based on 2023 Census data.

What is the average home price in Munford?

The median home value in Munford is $234,600 according to Zillow and Census data.

What is the median income in Munford?

The median household income in Munford is $86,492 per year (2023 ACS 5-year estimates).

What is the sales tax in Munford, TN?

The combined state and local sales tax rate in Munford is 9.6%. Tennessee has no state income tax.

Is Munford, TN affordable?

Yes, Munford is generally considered affordable, with a cost of living index of 79 — about 21% below the US national average of 100.

What is the weather like in Munford?

Munford has average high temperatures of 73.0°F and average lows of 53.8°F. Annual precipitation is 54.9". Average annual snowfall is 2.7". Data from NOAA 1991–2020 Climate Normals.

Munford at a Glance

Population
6,459
Median Income
$86,492
Home Value
$234,600
Median Rent
$1,086/mo
Unemployment
6.9%
Avg High Temp
73.0°F
Sales Tax
9.6%
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Explore county-level cost of living data

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