Cost of Living in Portland, TN

Population 13,325 · Tennessee · Data vintage 2023

84
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Under 25,000 residents gives Portland a small-town character that shows up in every data point below — from the commute patterns to the rental inventory. A typical home runs $256,000. An unemployment rate of 3.0% points to a labor market well on the tight side of the national distribution.

Located 35 miles northeast of Nashville-Davidson, Portland falls within that metro's commuting orbit. Median home values run roughly 33% lower than Nashville-Davidson's $383,000.

Cost Overview

Housing 84
Rent 84

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Portland

The median home value in Portland is $256,400 — 16% below the national median of $305,000. Median rent runs $1,100/month, 16% lower than the national median of $1,314/month. The median household income of $72,380/year is 3% lower than the US median of $74,580. The local unemployment rate is 3.0%, below the national average of 4.8%. Tennessee charges no state income tax, a meaningful advantage for take-home pay. Overall, Portland has a cost of living index of 84 versus the US average of 100, meaning it is 16% less expensive.

🏠 Housing

Median Home Value
$256,400
16% below avg
Zillow Home Value
$327,393
Zillow ZHVI
Median Rent
$1,100/mo
16% below avg
Price-to-Rent Ratio
19.4x
Favors buying
Property Tax Rate
0.7%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$731
1 BR
$809
2 BR
$948
3 BR
$1,265
4 BR
$1,510
Owner-occupied 63.5%
Renter-occupied 36.5%

💰 Estimated Monthly Budget

Rent median rent
$1,100
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,714/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
30.4 min
13% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
8.3%

Commute Mode

Drove alone
79.5%
Carpooled
9.8%
Walked
0.5%
Bicycle
0.5%
Work from home
8.3%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) None
Total Sales Tax 9.6%
State rate 7.0%
Avg local rate 2.5%
Property Tax 0.7%

💼 Income & Employment

Median Household Income
$72,380
3% below avg
Per Capita Income
$30,878
Unemployment Rate
3.0%
38% below avg
Poverty Rate
12.1%
Labor Force Participation
71.8%

🎓 Education

Bachelor's degree+ 9.1%
Graduate degree 5.1%

👥 Demographics

Median Age 33.7
Male median age 31.5
Female median age 37.2

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 45 — Good
68.6%
Good air days/yr
133
Max AQI recorded
193
PM2.5 days
160
Ozone days

Frequently Asked Questions

What is the cost of living in Portland, TN?

Portland has a cost index of 84 (100 = national average). It is 16% below the national average.

What is average rent in Portland, TN?

The median gross rent in Portland is $1,100 per month based on 2023 Census data.

What is the average home price in Portland?

The median home value in Portland is $256,400 according to Zillow and Census data.

What is the median income in Portland?

The median household income in Portland is $72,380 per year (2023 ACS 5-year estimates).

What is the sales tax in Portland, TN?

The combined state and local sales tax rate in Portland is 9.6%. Tennessee has no state income tax.

Is Portland, TN affordable?

Yes, Portland is generally considered affordable, with a cost of living index of 84 — about 16% below the US national average of 100.