Cost of Living in Shelbyville, TN
Population 24,125 · Tennessee · Data vintage 2023
(100 = US avg)
Shelbyville sits on the smaller end of the Tennessee city distribution. That scale shapes the housing market, the labor pool, and the services available to residents in ways the data below makes visible. An unemployment rate of 3.0% points to a labor market well on the tight side of the national distribution.
Located 25 miles south of Murfreesboro, Shelbyville falls within that metro's commuting orbit. Median home values run roughly 38% lower than Murfreesboro's $365,000.
Cost Overview
Scale: 100 = US national average. Green < 90, Red > 110.
About the Cost of Living in Shelbyville
The median home value in Shelbyville is $224,700 — 26% below the national median of $305,000. Median rent runs $935/month, 29% lower than the national median of $1,314/month. The median household income of $52,290/year is 30% lower than the US median of $74,580. The local unemployment rate is 3.0%, below the national average of 4.8%. Tennessee charges no state income tax, a meaningful advantage for take-home pay. Overall, Shelbyville has a cost of living index of 73 versus the US average of 100, meaning it is 27% less expensive.
🏠 Housing
HUD Fair Market Rents by Bedroom
💰 Estimated Monthly Budget
Estimates based on median data and national averages. Actual costs vary.
🛒 Food & Groceries
National BLS average prices (2023). Local prices may vary.
🚗 Transportation
Commute Mode
⚡ Utilities
📋 Taxes
💼 Income & Employment
🎓 Education
👥 Demographics
🏫 Schools
NCES CCD 2019 — public school district data
Frequently Asked Questions
What is the cost of living in Shelbyville, TN?
Shelbyville has a cost index of 73 (100 = national average). It is 27% below the national average.
What is average rent in Shelbyville, TN?
The median gross rent in Shelbyville is $935 per month based on 2023 Census data.
What is the average home price in Shelbyville?
The median home value in Shelbyville is $224,700 according to Zillow and Census data.
What is the median income in Shelbyville?
The median household income in Shelbyville is $52,290 per year (2023 ACS 5-year estimates).
What is the sales tax in Shelbyville, TN?
The combined state and local sales tax rate in Shelbyville is 9.6%. Tennessee has no state income tax.
Is Shelbyville, TN affordable?
Yes, Shelbyville is generally considered affordable, with a cost of living index of 73 — about 27% below the US national average of 100.
Shelbyville at a Glance
- Population
- 24,125
- Median Income
- $52,290
- Home Value
- $224,700
- Median Rent
- $935/mo
- Unemployment
- 3.0%
- Sales Tax
- 9.6%
Nearby Cities
Explore county-level cost of living data
Tennessee Rankings
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