Cost of Living in Tullahoma, TN

Population 20,672 · Tennessee · Data vintage 2023

71
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Tullahoma is a smaller Tennessee community of around 21000 residents, where median household incomes of $60,855 and housing costs ($229,000 for a typical home) give the local cost-of-living profile a distinctly small-town shape.

Located 35 miles southeast of Murfreesboro, Tullahoma falls within that metro's commuting orbit. Median home values run roughly 37% lower than Murfreesboro's $365,000.

Cost Overview

Housing 75
Rent 66

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Tullahoma

The median home value in Tullahoma is $228,800 — 25% below the national median of $305,000. Median rent runs $866/month, 34% lower than the national median of $1,314/month. The median household income of $60,855/year is 18% lower than the US median of $74,580. The local unemployment rate is 3.7%, below the national average of 4.8%. Tennessee charges no state income tax, a meaningful advantage for take-home pay. Overall, Tullahoma has a cost of living index of 71 versus the US average of 100, meaning it is 29% less expensive.

🏠 Housing

Median Home Value
$228,800
25% below avg
Zillow Home Value
$289,354
Zillow ZHVI
Median Rent
$866/mo
34% below avg
Price-to-Rent Ratio
22.0x
Favors renting
Property Tax Rate
0.7%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$731
1 BR
$809
2 BR
$948
3 BR
$1,265
4 BR
$1,510
Owner-occupied 64.7%
Renter-occupied 35.3%

💰 Estimated Monthly Budget

Rent median rent
$866
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,480/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
23.1 min
14% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
6.4%

Commute Mode

Drove alone
83.4%
Carpooled
7.5%
Walked
2.5%
Work from home
6.4%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) None
Total Sales Tax 9.6%
State rate 7.0%
Avg local rate 2.5%
Property Tax 0.7%

💼 Income & Employment

Median Household Income
$60,855
18% below avg
Per Capita Income
$31,144
Unemployment Rate
3.7%
23% below avg
Poverty Rate
18.5%
Labor Force Participation
59.1%

🎓 Education

Bachelor's degree+ 14.7%
Graduate degree 12.6%

👥 Demographics

Median Age 38.6
Male median age 39.4
Female median age 37.7

🏫 Schools

NCES CCD 2019 — public school district data

93%
4-Year Graduation Rate
15:1
Student-teacher ratio
7
Public schools
3,633
Total enrollment

Frequently Asked Questions

What is the cost of living in Tullahoma, TN?

Tullahoma has a cost index of 71 (100 = national average). It is 29% below the national average.

What is average rent in Tullahoma, TN?

The median gross rent in Tullahoma is $866 per month based on 2023 Census data.

What is the average home price in Tullahoma?

The median home value in Tullahoma is $228,800 according to Zillow and Census data.

What is the median income in Tullahoma?

The median household income in Tullahoma is $60,855 per year (2023 ACS 5-year estimates).

What is the sales tax in Tullahoma, TN?

The combined state and local sales tax rate in Tullahoma is 9.6%. Tennessee has no state income tax.

Is Tullahoma, TN affordable?

Yes, Tullahoma is generally considered affordable, with a cost of living index of 71 — about 29% below the US national average of 100.