Cost of Living in Union City, TN
Population 11,040 · Tennessee · Data vintage 2023
(100 = US avg)
Union City's median household income of $45,523 is a meaningful share below the national figure, which shapes most of the downstream economic indicators — from housing affordability to the share of residents living below the poverty line (22% here). At 6.1%, the local unemployment rate runs well above the US figure, pointing to structural rather than cyclical labor-market issues.
Union City lies roughly 95 miles west of the nearest major metro, Clarksville — close enough that regional housing and labor patterns are shaped largely by the larger market. Median home values run roughly 41% lower than Clarksville's $236,000.
Cost Overview
Scale: 100 = US national average. Green < 90, Red > 110.
About the Cost of Living in Union City
The median home value in Union City is $138,400 — 55% below the national median of $305,000. Median rent runs $732/month, 44% lower than the national median of $1,314/month. The median household income of $45,523/year is 39% lower than the US median of $74,580. The local unemployment rate is 6.1%, above the national average of 4.8%. Tennessee charges no state income tax, a meaningful advantage for take-home pay. Overall, Union City has a cost of living index of 50 versus the US average of 100, meaning it is 50% less expensive.
🏠 Housing
HUD Fair Market Rents by Bedroom
💰 Estimated Monthly Budget
Estimates based on median data and national averages. Actual costs vary.
🛒 Food & Groceries
National BLS average prices (2023). Local prices may vary.
🚗 Transportation
Commute Mode
⚡ Utilities
📋 Taxes
💼 Income & Employment
🎓 Education
👥 Demographics
🏫 Schools
NCES CCD 2019 — public school district data
Frequently Asked Questions
What is the cost of living in Union City, TN?
Union City has a cost index of 50 (100 = national average). It is 50% below the national average.
What is average rent in Union City, TN?
The median gross rent in Union City is $732 per month based on 2023 Census data.
What is the average home price in Union City?
The median home value in Union City is $138,400 according to Zillow and Census data.
What is the median income in Union City?
The median household income in Union City is $45,523 per year (2023 ACS 5-year estimates).
What is the sales tax in Union City, TN?
The combined state and local sales tax rate in Union City is 9.6%. Tennessee has no state income tax.
Is Union City, TN affordable?
Yes, Union City is generally considered affordable, with a cost of living index of 50 — about 50% below the US national average of 100.
Union City at a Glance
- Population
- 11,040
- Median Income
- $45,523
- Home Value
- $138,400
- Median Rent
- $732/mo
- Unemployment
- 6.1%
- Sales Tax
- 9.6%
Nearby Cities
Explore county-level cost of living data
Tennessee Rankings
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