Cost of Living in Belton, TX
Population 23,769 · Texas · Data vintage 2023
(100 = US avg)
Belton sits on the smaller end of the Texas city distribution. That scale shapes the housing market, the labor pool, and the services available to residents in ways the data below makes visible. The labor market has been unusually tight, with unemployment around 2.4% — below most comparable cities in the state.
Located 15 miles east of Killeen, Belton falls within that metro's commuting orbit. Median home values run roughly 29% higher than Killeen's $196,000.
Cost Overview
Scale: 100 = US national average. Green < 90, Red > 110.
About the Cost of Living in Belton
The median home value in Belton is $252,000 — 17% below the national median of $305,000. Median rent runs $1,237/month, 6% lower than the national median of $1,314/month. The median household income of $63,544/year is 15% lower than the US median of $74,580. The local unemployment rate is 2.4%, below the national average of 4.8%. Texas charges no state income tax, a meaningful advantage for take-home pay. The climate averages highs of 78.6°F and lows of 55.6°F. Overall, Belton has a cost of living index of 87 versus the US average of 100, meaning it is 13% less expensive.
🏠 Housing
HUD Fair Market Rents by Bedroom
💰 Estimated Monthly Budget
Estimates based on median data and national averages. Actual costs vary.
🛒 Food & Groceries
National BLS average prices (2023). Local prices may vary.
🚗 Transportation
Commute Mode
⚡ Utilities
📋 Taxes
💼 Income & Employment
🎓 Education
👥 Demographics
🌤 Climate
NOAA 1991–2020 Climate Normals
| Month | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| High °F | 59 | 63 | 70 | 78 | 85 | 93 | 97 | 97 | 91 | 81 | 69 | 60 |
| Low °F | 36 | 40 | 47 | 55 | 63 | 71 | 74 | 74 | 67 | 56 | 46 | 38 |
| Precip" | 2.59 | 2.68 | 3.31 | 3.30 | 4.44 | 3.35 | 1.82 | 2.05 | 2.87 | 4.41 | 2.71 | 2.87 |
| Snow" | 0.0 | 0.4 | 0.1 | 0.1 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.1 | 0.0 |
💨 Air Quality
EPA AQS 2023 — county-level monitoring data
Frequently Asked Questions
What is the cost of living in Belton, TX?
Belton has a cost index of 87 (100 = national average). It is 13% below the national average.
What is average rent in Belton, TX?
The median gross rent in Belton is $1,237 per month based on 2023 Census data.
What is the average home price in Belton?
The median home value in Belton is $252,000 according to Zillow and Census data.
What is the median income in Belton?
The median household income in Belton is $63,544 per year (2023 ACS 5-year estimates).
What is the sales tax in Belton, TX?
The combined state and local sales tax rate in Belton is 8.2%. Texas has no state income tax.
Is Belton, TX affordable?
Yes, Belton is generally considered affordable, with a cost of living index of 87 — about 13% below the US national average of 100.
What is the weather like in Belton?
Belton has average high temperatures of 78.6°F and average lows of 55.6°F. Annual precipitation is 36.4". Average annual snowfall is 0.7". Data from NOAA 1991–2020 Climate Normals.
Belton at a Glance
- Population
- 23,769
- Median Income
- $63,544
- Home Value
- $252,000
- Median Rent
- $1,237/mo
- Unemployment
- 2.4%
- Avg High Temp
- 78.6°F
- Sales Tax
- 8.2%
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Explore county-level cost of living data
Texas Rankings
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