Cost of Living in Brownwood, TX

Population 18,805 · Texas · Data vintage 2023

50
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Brownwood's median household income of $47,821 is a meaningful share below the national figure, which shapes most of the downstream economic indicators — from housing affordability to the share of residents living below the poverty line (19% here).

Brownwood is about 70 miles southeast of Abilene, the nearest large metro — close enough that regional housing and labor patterns are shaped largely by the larger market. Median home values run roughly 31% lower than Abilene's $179,000.

Cost Overview

Housing 41
Rent 63

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Brownwood

The median home value in Brownwood is $123,700 — 59% below the national median of $305,000. Median rent runs $829/month, 37% lower than the national median of $1,314/month. The median household income of $47,821/year is 36% lower than the US median of $74,580. The local unemployment rate is 4.0%, below the national average of 4.8%. Texas charges no state income tax, a meaningful advantage for take-home pay. The climate averages highs of 78.7°F and lows of 51.2°F. Overall, Brownwood has a cost of living index of 50 versus the US average of 100, meaning it is 50% less expensive.

🏠 Housing

Median Home Value
$123,700
59% below avg
Zillow Home Value
$164,081
Zillow ZHVI
Median Rent
$829/mo
37% below avg
Price-to-Rent Ratio
12.4x
Favors buying
Property Tax Rate
1.7%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$766
1 BR
$811
2 BR
$981
3 BR
$1,307
4 BR
$1,509
Owner-occupied 55.8%
Renter-occupied 44.2%

💰 Estimated Monthly Budget

Rent median rent
$829
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,443/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
15.0 min
44% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
3.7%

Commute Mode

Drove alone
83.7%
Carpooled
8.7%
Public transit
1.1%
Walked
1.8%
Bicycle
0.6%
Work from home
3.7%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) None
Total Sales Tax 8.2%
State rate 6.3%
Avg local rate 1.9%
Property Tax 1.7%

💼 Income & Employment

Median Household Income
$47,821
36% below avg
Per Capita Income
$28,802
Unemployment Rate
4.0%
16% below avg
Poverty Rate
18.9%
Labor Force Participation
59.4%

🎓 Education

Bachelor's degree+ 12.6%
Graduate degree 6.1%

👥 Demographics

Median Age 36.3
Male median age 36.1
Female median age 36.7

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
78.7°F
Avg Low
51.2°F
Annual Precip
34.1"
Annual Snowfall
0.7"
30° 48° 65° 83° 100° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 596370798693979890816961
Low °F 313542506068717063524133
Precip" 1.842.162.822.914.973.331.992.963.323.322.332.18
Snow" 0.40.00.00.00.00.00.00.00.00.00.00.3

Frequently Asked Questions

What is the cost of living in Brownwood, TX?

Brownwood has a cost index of 50 (100 = national average). It is 50% below the national average.

What is average rent in Brownwood, TX?

The median gross rent in Brownwood is $829 per month based on 2023 Census data.

What is the average home price in Brownwood?

The median home value in Brownwood is $123,700 according to Zillow and Census data.

What is the median income in Brownwood?

The median household income in Brownwood is $47,821 per year (2023 ACS 5-year estimates).

What is the sales tax in Brownwood, TX?

The combined state and local sales tax rate in Brownwood is 8.2%. Texas has no state income tax.

Is Brownwood, TX affordable?

Yes, Brownwood is generally considered affordable, with a cost of living index of 50 — about 50% below the US national average of 100.

What is the weather like in Brownwood?

Brownwood has average high temperatures of 78.7°F and average lows of 51.2°F. Annual precipitation is 34.1". Average annual snowfall is 0.7". Data from NOAA 1991–2020 Climate Normals.

Brownwood at a Glance

Population
18,805
Median Income
$47,821
Home Value
$123,700
Median Rent
$829/mo
Unemployment
4.0%
Avg High Temp
78.7°F
Sales Tax
8.2%
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