Cost of Living in San Saba, TX

Population 3,125 · Texas · Data vintage 2023

50
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Household incomes in San Saba run well below national norms — a median of $47,045 versus the $74,580 US figure. Housing costs partially offset that gap (typical home values around $112,000). Around 20% of residents live below the federal poverty line, a rate that tends to correlate with the income and housing figures above.

Geographically, San Saba is about 60 miles west of Killeen, the nearest large metro. Median home values run roughly 43% lower than Killeen's $196,000.

Cost Overview

Housing 37
Rent 69

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in San Saba

The median home value in San Saba is $112,200 — 63% below the national median of $305,000. Median rent runs $909/month, 31% lower than the national median of $1,314/month. The median household income of $47,045/year is 37% lower than the US median of $74,580. The local unemployment rate is 3.4%, below the national average of 4.8%. Texas charges no state income tax, a meaningful advantage for take-home pay. The climate averages highs of 78.5°F and lows of 56.5°F. Overall, San Saba has a cost of living index of 50 versus the US average of 100, meaning it is 50% less expensive.

🏠 Housing

Median Home Value
$112,200
63% below avg
Zillow Home Value
$271,134
Zillow ZHVI
Median Rent
$909/mo
31% below avg
Price-to-Rent Ratio
10.3x
Favors buying
Property Tax Rate
1.7%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$766
1 BR
$811
2 BR
$981
3 BR
$1,307
4 BR
$1,509
Owner-occupied 65.0%
Renter-occupied 35.0%

💰 Estimated Monthly Budget

Rent median rent
$909
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,523/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
22.0 min
19% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
3.4%

Commute Mode

Drove alone
79.7%
Carpooled
16.2%
Walked
0.7%
Bicycle
0.1%
Work from home
3.4%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) None
Total Sales Tax 8.2%
State rate 6.3%
Avg local rate 1.9%
Property Tax 1.7%

💼 Income & Employment

Median Household Income
$47,045
37% below avg
Per Capita Income
$19,486
Unemployment Rate
3.4%
29% below avg
Poverty Rate
20.1%
Labor Force Participation
47.9%

🎓 Education

Bachelor's degree+ 8.4%
Graduate degree 3.7%

👥 Demographics

Median Age 35.9
Male median age 35.7
Female median age 36.4

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
78.5°F
Avg Low
56.5°F
Annual Precip
28.4"
30° 48° 65° 83° 100° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 616472798592959689806961
Low °F 384249566471737368584740
Precip" 1.651.632.662.123.672.851.791.762.893.182.251.93

Frequently Asked Questions

What is the cost of living in San Saba, TX?

San Saba has a cost index of 50 (100 = national average). It is 50% below the national average.

What is average rent in San Saba, TX?

The median gross rent in San Saba is $909 per month based on 2023 Census data.

What is the average home price in San Saba?

The median home value in San Saba is $112,200 according to Zillow and Census data.

What is the median income in San Saba?

The median household income in San Saba is $47,045 per year (2023 ACS 5-year estimates).

What is the sales tax in San Saba, TX?

The combined state and local sales tax rate in San Saba is 8.2%. Texas has no state income tax.

Is San Saba, TX affordable?

Yes, San Saba is generally considered affordable, with a cost of living index of 50 — about 50% below the US national average of 100.

What is the weather like in San Saba?

San Saba has average high temperatures of 78.5°F and average lows of 56.5°F. Annual precipitation is 28.4". Data from NOAA 1991–2020 Climate Normals.

San Saba at a Glance

Population
3,125
Median Income
$47,045
Home Value
$112,200
Median Rent
$909/mo
Unemployment
3.4%
Avg High Temp
78.5°F
Sales Tax
8.2%
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