Cost of Living in Brady, TX

Population 5,215 · Texas · Data vintage 2023

46
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Household incomes in Brady run well below national norms — a median of $44,163 versus the $74,580 US figure. Housing costs partially offset that gap (typical home values around $103,000). Unemployment has stayed elevated relative to the national figure — 12.5% as of the most recent ACS release — which shows up in household-income and poverty figures as well.

Geographically, Brady lies roughly 95 miles south of the nearest major metro, Abilene. Median home values run roughly 42% lower than Abilene's $179,000.

Cost Overview

Housing 34
Rent 64

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Brady

The median home value in Brady is $102,900 — 66% below the national median of $305,000. Median rent runs $836/month, 36% lower than the national median of $1,314/month. The median household income of $44,163/year is 41% lower than the US median of $74,580. The local unemployment rate is 12.5%, above the national average of 4.8%. Texas charges no state income tax, a meaningful advantage for take-home pay. The climate averages highs of 79.6°F and lows of 53.3°F. Overall, Brady has a cost of living index of 46 versus the US average of 100, meaning it is 54% less expensive.

🏠 Housing

Median Home Value
$102,900
66% below avg
Zillow Home Value
$97,993
Zillow ZHVI
Median Rent
$836/mo
36% below avg
Price-to-Rent Ratio
10.3x
Favors buying
Property Tax Rate
1.7%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$766
1 BR
$811
2 BR
$981
3 BR
$1,307
4 BR
$1,509
Owner-occupied 59.8%
Renter-occupied 40.2%

💰 Estimated Monthly Budget

Rent median rent
$836
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,450/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
16.0 min
41% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
16.6%

Commute Mode

Drove alone
68.7%
Carpooled
14.6%
Walked
0.1%
Work from home
16.6%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) None
Total Sales Tax 8.2%
State rate 6.3%
Avg local rate 1.9%
Property Tax 1.7%

💼 Income & Employment

Median Household Income
$44,163
41% below avg
Per Capita Income
$27,099
Unemployment Rate
12.5%
160% above avg
Poverty Rate
11.1%
Labor Force Participation
60.6%

🎓 Education

Bachelor's degree+ 11.6%
Graduate degree 5.0%

👥 Demographics

Median Age 42.2
Male median age 33.7
Female median age 48.6

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
79.6°F
Avg Low
53.3°F
Annual Precip
22.5"
30° 48° 65° 83° 100° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 626673818793959689817063
Low °F 343846536370727164544334
Precip" 0.891.122.021.823.162.831.482.032.412.151.521.03

Frequently Asked Questions

What is the cost of living in Brady, TX?

Brady has a cost index of 46 (100 = national average). It is 54% below the national average.

What is average rent in Brady, TX?

The median gross rent in Brady is $836 per month based on 2023 Census data.

What is the average home price in Brady?

The median home value in Brady is $102,900 according to Zillow and Census data.

What is the median income in Brady?

The median household income in Brady is $44,163 per year (2023 ACS 5-year estimates).

What is the sales tax in Brady, TX?

The combined state and local sales tax rate in Brady is 8.2%. Texas has no state income tax.

Is Brady, TX affordable?

Yes, Brady is generally considered affordable, with a cost of living index of 46 — about 54% below the US national average of 100.

What is the weather like in Brady?

Brady has average high temperatures of 79.6°F and average lows of 53.3°F. Annual precipitation is 22.5". Data from NOAA 1991–2020 Climate Normals.

Brady at a Glance

Population
5,215
Median Income
$44,163
Home Value
$102,900
Median Rent
$836/mo
Unemployment
12.5%
Avg High Temp
79.6°F
Sales Tax
8.2%
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Explore county-level cost of living data

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