Cost of Living in Copperas Cove, TX

Population 37,149 · Texas · Data vintage 2023

64
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Copperas Cove offers a notably favorable income-to-housing ratio for its region. The typical home — $168,000 — costs less than 2.4 times median household income of $68,900, a threshold many coastal markets passed a decade ago. At 7.4%, the local unemployment rate runs well above the US figure, pointing to structural rather than cyclical labor-market issues.

Copperas Cove sits roughly 11 miles west of Killeen — close enough that regional housing and labor patterns are shaped largely by the larger market. Median home values run roughly 14% lower than Killeen's $196,000.

Cost Overview

Housing 55
Rent 78

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Copperas Cove

The median home value in Copperas Cove is $167,900 — 45% below the national median of $305,000. Median rent runs $1,022/month, 22% lower than the national median of $1,314/month. The median household income of $68,900/year is 8% lower than the US median of $74,580. The local unemployment rate is 7.4%, above the national average of 4.8%. Texas charges no state income tax, a meaningful advantage for take-home pay. The climate averages highs of 78.5°F and lows of 56.5°F. Overall, Copperas Cove has a cost of living index of 64 versus the US average of 100, meaning it is 36% less expensive.

🏠 Housing

Median Home Value
$167,900
45% below avg
Zillow Home Value
$222,771
Zillow ZHVI
Median Rent
$1,022/mo
22% below avg
Zillow Rent
$1,194/mo
Zillow ZORI
Price-to-Rent Ratio
13.7x
Favors buying
Property Tax Rate
1.7%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$766
1 BR
$811
2 BR
$981
3 BR
$1,307
4 BR
$1,509
Owner-occupied 58.8%
Renter-occupied 41.2%

💰 Estimated Monthly Budget

Rent median rent
$1,022
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,636/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
30.3 min
12% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
8.8%

Commute Mode

Drove alone
76.7%
Carpooled
10.4%
Public transit
0.1%
Walked
1.0%
Bicycle
0.3%
Work from home
8.8%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) None
Total Sales Tax 8.2%
State rate 6.3%
Avg local rate 1.9%
Property Tax 1.7%

💼 Income & Employment

Median Household Income
$68,900
8% below avg
Per Capita Income
$32,551
Unemployment Rate
7.4%
55% above avg
Poverty Rate
9.4%
Labor Force Participation
64.8%

🎓 Education

Bachelor's degree+ 15.3%
Graduate degree 5.9%

👥 Demographics

Median Age 32.8
Male median age 32.8
Female median age 32.9

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
78.5°F
Avg Low
56.5°F
Annual Precip
28.4"
30° 48° 65° 83° 100° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 616472798592959689806961
Low °F 384249566471737368584740
Precip" 1.651.632.662.123.672.851.791.762.893.182.251.93

Frequently Asked Questions

What is the cost of living in Copperas Cove, TX?

Copperas Cove has a cost index of 64 (100 = national average). It is 36% below the national average.

What is average rent in Copperas Cove, TX?

The median gross rent in Copperas Cove is $1,022 per month based on 2023 Census data.

What is the average home price in Copperas Cove?

The median home value in Copperas Cove is $167,900 according to Zillow and Census data.

What is the median income in Copperas Cove?

The median household income in Copperas Cove is $68,900 per year (2023 ACS 5-year estimates).

What is the sales tax in Copperas Cove, TX?

The combined state and local sales tax rate in Copperas Cove is 8.2%. Texas has no state income tax.

Is Copperas Cove, TX affordable?

Yes, Copperas Cove is generally considered affordable, with a cost of living index of 64 — about 36% below the US national average of 100.

What is the weather like in Copperas Cove?

Copperas Cove has average high temperatures of 78.5°F and average lows of 56.5°F. Annual precipitation is 28.4". Data from NOAA 1991–2020 Climate Normals.

Copperas Cove at a Glance

Population
37,149
Median Income
$68,900
Home Value
$167,900
Median Rent
$1,022/mo
Unemployment
7.4%
Avg High Temp
78.5°F
Sales Tax
8.2%
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