Cost of Living in Fredericksburg, TX

Population 11,254 · Texas · Data vintage 2023

129
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Fredericksburg is a smaller Texas community of around 11000 residents, where median household incomes of $57,474 and housing costs ($443,000 for a typical home) give the local cost-of-living profile a distinctly small-town shape.

Located 60 miles northwest of San Antonio, Fredericksburg is far enough out that local conditions diverge meaningfully from the big-metro baseline. Median home values run roughly 102% higher than San Antonio's $220,000.

Cost Overview

Housing 145
Rent 104

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Fredericksburg

The median home value in Fredericksburg is $442,800 — 45% above the national median of $305,000. Median rent runs $1,364/month, 4% higher than the national median of $1,314/month. The median household income of $57,474/year is 23% lower than the US median of $74,580. The local unemployment rate is 4.6%, below the national average of 4.8%. Texas charges no state income tax, a meaningful advantage for take-home pay. The climate averages highs of 78.5°F and lows of 56.5°F. Overall, Fredericksburg has a cost of living index of 129 versus the US average of 100, meaning it is 29% more expensive.

🏠 Housing

Median Home Value
$442,800
45% above avg
Zillow Home Value
$504,637
Zillow ZHVI
Median Rent
$1,364/mo
4% above avg
Zillow Rent
$2,036/mo
Zillow ZORI
Price-to-Rent Ratio
27.1x
Favors renting
Property Tax Rate
1.7%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$766
1 BR
$811
2 BR
$981
3 BR
$1,307
4 BR
$1,509
Owner-occupied 59.0%
Renter-occupied 41.0%

💰 Estimated Monthly Budget

Rent median rent
$1,364
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,978/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
17.1 min
37% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
9.4%

Commute Mode

Drove alone
71.3%
Carpooled
13.9%
Public transit
0.5%
Walked
4.6%
Work from home
9.4%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) None
Total Sales Tax 8.2%
State rate 6.3%
Avg local rate 1.9%
Property Tax 1.7%

💼 Income & Employment

Median Household Income
$57,474
23% below avg
Per Capita Income
$41,130
Unemployment Rate
4.6%
4% below avg
Poverty Rate
10.0%
Labor Force Participation
53.9%

🎓 Education

Bachelor's degree+ 25.1%
Graduate degree 14.4%

👥 Demographics

Median Age 53.6
Male median age 48.6
Female median age 54.9

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
78.5°F
Avg Low
56.5°F
Annual Precip
28.4"
30° 48° 65° 83° 100° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 616472798592959689806961
Low °F 384249566471737368584740
Precip" 1.651.632.662.123.672.851.791.762.893.182.251.93

Frequently Asked Questions

What is the cost of living in Fredericksburg, TX?

Fredericksburg has a cost index of 129 (100 = national average). It is 29% above the national average.

What is average rent in Fredericksburg, TX?

The median gross rent in Fredericksburg is $1,364 per month based on 2023 Census data.

What is the average home price in Fredericksburg?

The median home value in Fredericksburg is $442,800 according to Zillow and Census data.

What is the median income in Fredericksburg?

The median household income in Fredericksburg is $57,474 per year (2023 ACS 5-year estimates).

What is the sales tax in Fredericksburg, TX?

The combined state and local sales tax rate in Fredericksburg is 8.2%. Texas has no state income tax.

Is Fredericksburg, TX affordable?

Fredericksburg is above average in cost of living, with an index of 129 — about 29% higher than the national average.

What is the weather like in Fredericksburg?

Fredericksburg has average high temperatures of 78.5°F and average lows of 56.5°F. Annual precipitation is 28.4". Data from NOAA 1991–2020 Climate Normals.

Fredericksburg at a Glance

Population
11,254
Median Income
$57,474
Home Value
$442,800
Median Rent
$1,364/mo
Unemployment
4.6%
Avg High Temp
78.5°F
Sales Tax
8.2%
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