Cost of Living in Kerrville, TX
Population 24,532 · Texas · Data vintage 2023
(100 = US avg)
Kerrville is a smaller Texas community of around 25000 residents, where median household incomes of $59,431 and housing costs ($273,000 for a typical home) give the local cost-of-living profile a distinctly small-town shape. The labor market has been unusually tight, with unemployment around 2.1% — below most comparable cities in the state.
Kerrville is about 55 miles northwest of San Antonio, the nearest large metro — close enough that regional housing and labor patterns are shaped largely by the larger market. Median home values run roughly 24% higher than San Antonio's $220,000.
Cost Overview
Scale: 100 = US national average. Green < 90, Red > 110.
About the Cost of Living in Kerrville
The median home value in Kerrville is $272,700 — 11% below the national median of $305,000. Median rent runs $1,075/month, 18% lower than the national median of $1,314/month. The median household income of $59,431/year is 20% lower than the US median of $74,580. The local unemployment rate is 2.1%, below the national average of 4.8%. Texas charges no state income tax, a meaningful advantage for take-home pay. The climate averages highs of 82.0°F and lows of 57.1°F. Overall, Kerrville has a cost of living index of 86 versus the US average of 100, meaning it is 14% less expensive.
🏠 Housing
HUD Fair Market Rents by Bedroom
💰 Estimated Monthly Budget
Estimates based on median data and national averages. Actual costs vary.
🛒 Food & Groceries
National BLS average prices (2023). Local prices may vary.
🚗 Transportation
Commute Mode
⚡ Utilities
📋 Taxes
💼 Income & Employment
🎓 Education
👥 Demographics
🌤 Climate
NOAA 1991–2020 Climate Normals
| Month | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| High °F | 65 | 70 | 76 | 83 | 88 | 94 | 97 | 97 | 91 | 84 | 73 | 66 |
| Low °F | 39 | 43 | 50 | 57 | 66 | 71 | 73 | 72 | 68 | 59 | 48 | 40 |
| Precip" | 1.21 | 1.27 | 1.88 | 2.10 | 3.43 | 2.94 | 2.06 | 1.93 | 2.76 | 2.59 | 1.56 | 1.18 |
Frequently Asked Questions
What is the cost of living in Kerrville, TX?
Kerrville has a cost index of 86 (100 = national average). It is 14% below the national average.
What is average rent in Kerrville, TX?
The median gross rent in Kerrville is $1,075 per month based on 2023 Census data.
What is the average home price in Kerrville?
The median home value in Kerrville is $272,700 according to Zillow and Census data.
What is the median income in Kerrville?
The median household income in Kerrville is $59,431 per year (2023 ACS 5-year estimates).
What is the sales tax in Kerrville, TX?
The combined state and local sales tax rate in Kerrville is 8.2%. Texas has no state income tax.
Is Kerrville, TX affordable?
Yes, Kerrville is generally considered affordable, with a cost of living index of 86 — about 14% below the US national average of 100.
What is the weather like in Kerrville?
Kerrville has average high temperatures of 82.0°F and average lows of 57.1°F. Annual precipitation is 24.9". Data from NOAA 1991–2020 Climate Normals.
Kerrville at a Glance
- Population
- 24,532
- Median Income
- $59,431
- Home Value
- $272,700
- Median Rent
- $1,075/mo
- Unemployment
- 2.1%
- Avg High Temp
- 82.0°F
- Sales Tax
- 8.2%
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Texas Rankings
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