Cost of Living in Fair Oaks Ranch, TX

Population 10,630 · Texas · Data vintage 2023

201
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Fair Oaks Ranch's housing market reflects its status as a high-earning metro: $613,000 for a typical home, 101% above the US median, paired with household incomes around $168,309 that put it in the upper third of the state.

Located 20 miles north of San Antonio, Fair Oaks Ranch falls within that metro's commuting orbit. Median home values run roughly 179% higher than San Antonio's $220,000.

Cost Overview

Housing 201

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Fair Oaks Ranch

The median home value in Fair Oaks Ranch is $612,700 — 101% above the national median of $305,000. The median household income of $168,309/year is 126% higher than the US median of $74,580. The local unemployment rate is 5.7%, above the national average of 4.8%. Texas charges no state income tax, a meaningful advantage for take-home pay. The climate averages highs of 80.3°F and lows of 58.9°F. Overall, Fair Oaks Ranch has a cost of living index of 201 versus the US average of 100, meaning it is 101% more expensive.

🏠 Housing

Median Home Value
$612,700
101% above avg
Zillow Home Value
$916,029
Zillow ZHVI
Property Tax Rate
1.7%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$766
1 BR
$811
2 BR
$981
3 BR
$1,307
4 BR
$1,509
Owner-occupied 98.5%
Renter-occupied 1.5%

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
35.4 min
31% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
32.2%

Commute Mode

Drove alone
59.7%
Carpooled
6.6%
Work from home
32.2%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) None
Total Sales Tax 8.2%
State rate 6.3%
Avg local rate 1.9%
Property Tax 1.7%

💼 Income & Employment

Median Household Income
$168,309
126% above avg
Per Capita Income
$84,981
Unemployment Rate
5.7%
17% above avg
Poverty Rate
3.6%
Labor Force Participation
57.6%

🎓 Education

Bachelor's degree+ 38.7%
Graduate degree 29.3%

👥 Demographics

Median Age 45.5
Male median age 43.3
Female median age 46.7

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
80.3°F
Avg Low
58.9°F
Annual Precip
32.4"
Annual Snowfall
0.2"
40° 55° 70° 85° 100° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 636874808792959690827265
Low °F 414552586673757570605042
Precip" 1.961.742.312.424.403.282.412.153.883.752.082.00
Snow" 0.00.10.00.00.00.00.00.00.00.00.00.1

Frequently Asked Questions

What is the cost of living in Fair Oaks Ranch, TX?

Fair Oaks Ranch has a cost index of 201 (100 = national average). It is 101% above the national average.

What is the average home price in Fair Oaks Ranch?

The median home value in Fair Oaks Ranch is $612,700 according to Zillow and Census data.

What is the median income in Fair Oaks Ranch?

The median household income in Fair Oaks Ranch is $168,309 per year (2023 ACS 5-year estimates).

What is the sales tax in Fair Oaks Ranch, TX?

The combined state and local sales tax rate in Fair Oaks Ranch is 8.2%. Texas has no state income tax.

Is Fair Oaks Ranch, TX affordable?

Fair Oaks Ranch is above average in cost of living, with an index of 201 — about 101% higher than the national average.

What is the weather like in Fair Oaks Ranch?

Fair Oaks Ranch has average high temperatures of 80.3°F and average lows of 58.9°F. Annual precipitation is 32.4". Average annual snowfall is 0.2". Data from NOAA 1991–2020 Climate Normals.

Fair Oaks Ranch at a Glance

Population
10,630
Median Income
$168,309
Home Value
$612,700
Unemployment
5.7%
Avg High Temp
80.3°F
Sales Tax
8.2%
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