Cost of Living in Cross Mountain, TX

Population 4,510 · Texas · Data vintage 2023

159
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Cross Mountain sits on the smaller end of the Texas city distribution. That scale shapes the housing market, the labor pool, and the services available to residents in ways the data below makes visible.

Geographically, Cross Mountain sits roughly 15 miles northwest of San Antonio. Median home values run roughly 121% higher than San Antonio's $220,000.

Cost Overview

Housing 159

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Cross Mountain

The median home value in Cross Mountain is $486,100 — 59% above the national median of $305,000. The median household income of $198,623/year is 166% higher than the US median of $74,580. The local unemployment rate is 3.2%, below the national average of 4.8%. Texas charges no state income tax, a meaningful advantage for take-home pay. The climate averages highs of 80.3°F and lows of 58.9°F. Overall, Cross Mountain has a cost of living index of 159 versus the US average of 100, meaning it is 59% more expensive.

🏠 Housing

Median Home Value
$486,100
59% above avg
Property Tax Rate
1.7%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$766
1 BR
$811
2 BR
$981
3 BR
$1,307
4 BR
$1,509
Owner-occupied 86.3%
Renter-occupied 13.7%

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
28.1 min
4% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
17.1%

Commute Mode

Drove alone
61.7%
Carpooled
19.5%
Walked
1.7%
Work from home
17.1%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) None
Total Sales Tax 8.2%
State rate 6.3%
Avg local rate 1.9%
Property Tax 1.7%

💼 Income & Employment

Median Household Income
$198,623
166% above avg
Per Capita Income
$61,334
Unemployment Rate
3.2%
33% below avg
Poverty Rate
1.5%
Labor Force Participation
62.6%

🎓 Education

Bachelor's degree+ 25.0%
Graduate degree 32.3%

👥 Demographics

Median Age 39.9
Male median age 38.9
Female median age 42

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
80.3°F
Avg Low
58.9°F
Annual Precip
32.4"
Annual Snowfall
0.2"
40° 55° 70° 85° 100° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 636874808792959690827265
Low °F 414552586673757570605042
Precip" 1.961.742.312.424.403.282.412.153.883.752.082.00
Snow" 0.00.10.00.00.00.00.00.00.00.00.00.1

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 52 — Moderate
44.9%
Good air days/yr
309
Max AQI recorded
223
PM2.5 days
141
Ozone days

Frequently Asked Questions

What is the cost of living in Cross Mountain, TX?

Cross Mountain has a cost index of 159 (100 = national average). It is 59% above the national average.

What is the average home price in Cross Mountain?

The median home value in Cross Mountain is $486,100 according to 2023 Census ACS data.

What is the median income in Cross Mountain?

The median household income in Cross Mountain is $198,623 per year (2023 ACS 5-year estimates).

What is the sales tax in Cross Mountain, TX?

The combined state and local sales tax rate in Cross Mountain is 8.2%. Texas has no state income tax.

Is Cross Mountain, TX affordable?

Cross Mountain is above average in cost of living, with an index of 159 — about 59% higher than the national average.

What is the weather like in Cross Mountain?

Cross Mountain has average high temperatures of 80.3°F and average lows of 58.9°F. Annual precipitation is 32.4". Average annual snowfall is 0.2". Data from NOAA 1991–2020 Climate Normals.

Cross Mountain at a Glance

Population
4,510
Median Income
$198,623
Home Value
$486,100
Unemployment
3.2%
Avg High Temp
80.3°F
Sales Tax
8.2%
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🗺️ County data for Texas

Explore county-level cost of living data

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