Cost of Living in Boerne, TX

Population 19,509 · Texas · Data vintage 2023

134
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Under 25,000 residents gives Boerne a small-town character that shows up in every data point below — from the commute patterns to the rental inventory. A typical home runs $437,000. An unemployment rate of 2.7% points to a labor market well on the tight side of the national distribution.

Boerne is about 25 miles northwest of San Antonio, the nearest large metro — close enough that regional housing and labor patterns are shaped largely by the larger market. Median home values run roughly 99% higher than San Antonio's $220,000.

Cost Overview

Housing 143
Rent 120

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Boerne

The median home value in Boerne is $437,100 — 43% above the national median of $305,000. Median rent runs $1,577/month, 20% higher than the national median of $1,314/month. The median household income of $86,838/year is 16% higher than the US median of $74,580. The local unemployment rate is 2.7%, below the national average of 4.8%. Texas charges no state income tax, a meaningful advantage for take-home pay. The climate averages highs of 80.3°F and lows of 58.9°F. Overall, Boerne has a cost of living index of 134 versus the US average of 100, meaning it is 34% more expensive.

🏠 Housing

Median Home Value
$437,100
43% above avg
Zillow Home Value
$549,526
Zillow ZHVI
Median Rent
$1,577/mo
20% above avg
Zillow Rent
$1,480/mo
Zillow ZORI
Price-to-Rent Ratio
23.1x
Favors renting
Property Tax Rate
1.7%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$766
1 BR
$811
2 BR
$981
3 BR
$1,307
4 BR
$1,509
Owner-occupied 61.3%
Renter-occupied 38.7%

💰 Estimated Monthly Budget

Rent median rent
$1,577
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $2,191/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
27.2 min
1% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
16.2%

Commute Mode

Drove alone
73.7%
Carpooled
8.3%
Public transit
0.1%
Walked
0.7%
Work from home
16.2%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) None
Total Sales Tax 8.2%
State rate 6.3%
Avg local rate 1.9%
Property Tax 1.7%

💼 Income & Employment

Median Household Income
$86,838
16% above avg
Per Capita Income
$44,880
Unemployment Rate
2.7%
44% below avg
Poverty Rate
7.0%
Labor Force Participation
62.6%

🎓 Education

Bachelor's degree+ 29.9%
Graduate degree 17.0%

👥 Demographics

Median Age 38.6
Male median age 37.2
Female median age 39.8

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
80.3°F
Avg Low
58.9°F
Annual Precip
32.4"
Annual Snowfall
0.2"
40° 55° 70° 85° 100° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 636874808792959690827265
Low °F 414552586673757570605042
Precip" 1.961.742.312.424.403.282.412.153.883.752.082.00
Snow" 0.00.10.00.00.00.00.00.00.00.00.00.1

Frequently Asked Questions

What is the cost of living in Boerne, TX?

Boerne has a cost index of 134 (100 = national average). It is 34% above the national average.

What is average rent in Boerne, TX?

The median gross rent in Boerne is $1,577 per month based on 2023 Census data.

What is the average home price in Boerne?

The median home value in Boerne is $437,100 according to Zillow and Census data.

What is the median income in Boerne?

The median household income in Boerne is $86,838 per year (2023 ACS 5-year estimates).

What is the sales tax in Boerne, TX?

The combined state and local sales tax rate in Boerne is 8.2%. Texas has no state income tax.

Is Boerne, TX affordable?

Boerne is above average in cost of living, with an index of 134 — about 34% higher than the national average.

What is the weather like in Boerne?

Boerne has average high temperatures of 80.3°F and average lows of 58.9°F. Annual precipitation is 32.4". Average annual snowfall is 0.2". Data from NOAA 1991–2020 Climate Normals.

Boerne at a Glance

Population
19,509
Median Income
$86,838
Home Value
$437,100
Median Rent
$1,577/mo
Unemployment
2.7%
Avg High Temp
80.3°F
Sales Tax
8.2%
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