Cost of Living in Llano, TX

Population 3,411 · Texas · Data vintage 2023

70
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

At $47,183, median household incomes in Llano land roughly 37% below the US median, a gap that tends to persist across local labor-market indicators.

Geographically, Llano is about 60 miles west of Killeen, the nearest large metro. Housing prices track closely with Killeen's $196,000 median.

Cost Overview

Housing 68
Rent 73

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Llano

The median home value in Llano is $207,200 — 32% below the national median of $305,000. Median rent runs $960/month, 27% lower than the national median of $1,314/month. The median household income of $47,183/year is 37% lower than the US median of $74,580. The local unemployment rate is 5.8%, above the national average of 4.8%. Texas charges no state income tax, a meaningful advantage for take-home pay. The climate averages highs of 78.5°F and lows of 56.5°F. Overall, Llano has a cost of living index of 70 versus the US average of 100, meaning it is 30% less expensive.

🏠 Housing

Median Home Value
$207,200
32% below avg
Zillow Home Value
$166,958
Zillow ZHVI
Median Rent
$960/mo
27% below avg
Price-to-Rent Ratio
18.0x
Favors buying
Property Tax Rate
1.7%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$766
1 BR
$811
2 BR
$981
3 BR
$1,307
4 BR
$1,509
Owner-occupied 57.3%
Renter-occupied 42.7%

💰 Estimated Monthly Budget

Rent median rent
$960
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,574/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
21.3 min
21% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
5.4%

Commute Mode

Drove alone
82.8%
Carpooled
5.0%
Public transit
0.2%
Walked
5.3%
Bicycle
1.0%
Work from home
5.4%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) None
Total Sales Tax 8.2%
State rate 6.3%
Avg local rate 1.9%
Property Tax 1.7%

💼 Income & Employment

Median Household Income
$47,183
37% below avg
Per Capita Income
$30,956
Unemployment Rate
5.8%
20% above avg
Poverty Rate
17.6%
Labor Force Participation
62.1%

🎓 Education

Bachelor's degree+ 16.6%
Graduate degree 5.8%

👥 Demographics

Median Age 41.3
Male median age 41.8
Female median age 41.2

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
78.5°F
Avg Low
56.5°F
Annual Precip
28.4"
30° 48° 65° 83° 100° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 616472798592959689806961
Low °F 384249566471737368584740
Precip" 1.651.632.662.123.672.851.791.762.893.182.251.93

Frequently Asked Questions

What is the cost of living in Llano, TX?

Llano has a cost index of 70 (100 = national average). It is 30% below the national average.

What is average rent in Llano, TX?

The median gross rent in Llano is $960 per month based on 2023 Census data.

What is the average home price in Llano?

The median home value in Llano is $207,200 according to Zillow and Census data.

What is the median income in Llano?

The median household income in Llano is $47,183 per year (2023 ACS 5-year estimates).

What is the sales tax in Llano, TX?

The combined state and local sales tax rate in Llano is 8.2%. Texas has no state income tax.

Is Llano, TX affordable?

Yes, Llano is generally considered affordable, with a cost of living index of 70 — about 30% below the US national average of 100.

What is the weather like in Llano?

Llano has average high temperatures of 78.5°F and average lows of 56.5°F. Annual precipitation is 28.4". Data from NOAA 1991–2020 Climate Normals.

Llano at a Glance

Population
3,411
Median Income
$47,183
Home Value
$207,200
Median Rent
$960/mo
Unemployment
5.8%
Avg High Temp
78.5°F
Sales Tax
8.2%
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