Cost of Living in Steiner Ranch, TX

Population 18,683 · Texas · Data vintage 2023

200
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Steiner Ranch's housing market reflects its status as a high-earning metro: $724,000 for a typical home, 137% above the US median, paired with household incomes around $195,181 that put it in the upper third of the state.

Steiner Ranch sits roughly 10 miles northwest of Austin — close enough that regional housing and labor patterns are shaped largely by the larger market. Median home values run roughly 41% higher than Austin's $513,000.

Cost Overview

Housing 237
Rent 143

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Steiner Ranch

The median home value in Steiner Ranch is $723,500 — 137% above the national median of $305,000. Median rent runs $1,880/month, 43% higher than the national median of $1,314/month. The median household income of $195,181/year is 162% higher than the US median of $74,580. The local unemployment rate is 3.4%, below the national average of 4.8%. Texas charges no state income tax, a meaningful advantage for take-home pay. The climate averages highs of 80.5°F and lows of 59.4°F. Overall, Steiner Ranch has a cost of living index of 200 versus the US average of 100, meaning it is 100% more expensive.

🏠 Housing

Median Home Value
$723,500
137% above avg
Median Rent
$1,880/mo
43% above avg
Price-to-Rent Ratio
32.1x
Favors renting
Property Tax Rate
1.7%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$766
1 BR
$811
2 BR
$981
3 BR
$1,307
4 BR
$1,509
Owner-occupied 72.0%
Renter-occupied 28.0%

💰 Estimated Monthly Budget

Rent median rent
$1,880
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $2,494/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
33.3 min
23% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
37.5%

Commute Mode

Drove alone
57.8%
Carpooled
1.2%
Walked
3.0%
Work from home
37.5%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) None
Total Sales Tax 8.2%
State rate 6.3%
Avg local rate 1.9%
Property Tax 1.7%

💼 Income & Employment

Median Household Income
$195,181
162% above avg
Per Capita Income
$81,867
Unemployment Rate
3.4%
28% below avg
Poverty Rate
2.3%
Labor Force Participation
66.7%

🎓 Education

Bachelor's degree+ 41.3%
Graduate degree 33.5%

👥 Demographics

Median Age 37.6
Male median age 36.8
Female median age 37.8

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
80.5°F
Avg Low
59.4°F
Annual Precip
36.2"
Annual Snowfall
0.2"
40° 55° 70° 85° 100° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 636773808793979891837264
Low °F 424652596773757570615143
Precip" 2.641.892.882.425.043.681.962.743.453.912.922.72
Snow" 0.00.20.00.00.00.00.00.00.00.00.00.0

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 54 — Moderate
40.3%
Good air days/yr
122
Max AQI recorded
254
PM2.5 days
107
Ozone days

Frequently Asked Questions

What is the cost of living in Steiner Ranch, TX?

Steiner Ranch has a cost index of 200 (100 = national average). It is 100% above the national average.

What is average rent in Steiner Ranch, TX?

The median gross rent in Steiner Ranch is $1,880 per month based on 2023 Census data.

What is the average home price in Steiner Ranch?

The median home value in Steiner Ranch is $723,500 according to 2023 Census ACS data.

What is the median income in Steiner Ranch?

The median household income in Steiner Ranch is $195,181 per year (2023 ACS 5-year estimates).

What is the sales tax in Steiner Ranch, TX?

The combined state and local sales tax rate in Steiner Ranch is 8.2%. Texas has no state income tax.

Is Steiner Ranch, TX affordable?

Steiner Ranch is above average in cost of living, with an index of 200 — about 100% higher than the national average.

What is the weather like in Steiner Ranch?

Steiner Ranch has average high temperatures of 80.5°F and average lows of 59.4°F. Annual precipitation is 36.2". Average annual snowfall is 0.2". Data from NOAA 1991–2020 Climate Normals.

Steiner Ranch at a Glance

Population
18,683
Median Income
$195,181
Home Value
$723,500
Median Rent
$1,880/mo
Unemployment
3.4%
Avg High Temp
80.5°F
Sales Tax
8.2%
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