Cost of Living in Gatesville, TX
Population 16,058 · Texas · Data vintage 2023
(100 = US avg)
Gatesville sits on the smaller end of the Texas city distribution. That scale shapes the housing market, the labor pool, and the services available to residents in ways the data below makes visible.
Geographically, Gatesville is about 25 miles north of Killeen, the nearest large metro. Median home values run roughly 17% lower than Killeen's $196,000.
Cost Overview
Scale: 100 = US national average. Green < 90, Red > 110.
About the Cost of Living in Gatesville
The median home value in Gatesville is $162,000 — 47% below the national median of $305,000. Median rent runs $920/month, 30% lower than the national median of $1,314/month. The median household income of $54,802/year is 27% lower than the US median of $74,580. The local unemployment rate is 5.0%, above the national average of 4.8%. Texas charges no state income tax, a meaningful advantage for take-home pay. The climate averages highs of 78.6°F and lows of 55.6°F. Overall, Gatesville has a cost of living index of 60 versus the US average of 100, meaning it is 40% less expensive.
🏠 Housing
HUD Fair Market Rents by Bedroom
💰 Estimated Monthly Budget
Estimates based on median data and national averages. Actual costs vary.
🛒 Food & Groceries
National BLS average prices (2023). Local prices may vary.
🚗 Transportation
Commute Mode
⚡ Utilities
📋 Taxes
💼 Income & Employment
🎓 Education
👥 Demographics
🌤 Climate
NOAA 1991–2020 Climate Normals
| Month | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| High °F | 59 | 63 | 70 | 78 | 85 | 93 | 97 | 97 | 91 | 81 | 69 | 60 |
| Low °F | 36 | 40 | 47 | 55 | 63 | 71 | 74 | 74 | 67 | 56 | 46 | 38 |
| Precip" | 2.59 | 2.68 | 3.31 | 3.30 | 4.44 | 3.35 | 1.82 | 2.05 | 2.87 | 4.41 | 2.71 | 2.87 |
| Snow" | 0.0 | 0.4 | 0.1 | 0.1 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.1 | 0.0 |
Frequently Asked Questions
What is the cost of living in Gatesville, TX?
Gatesville has a cost index of 60 (100 = national average). It is 40% below the national average.
What is average rent in Gatesville, TX?
The median gross rent in Gatesville is $920 per month based on 2023 Census data.
What is the average home price in Gatesville?
The median home value in Gatesville is $162,000 according to Zillow and Census data.
What is the median income in Gatesville?
The median household income in Gatesville is $54,802 per year (2023 ACS 5-year estimates).
What is the sales tax in Gatesville, TX?
The combined state and local sales tax rate in Gatesville is 8.2%. Texas has no state income tax.
Is Gatesville, TX affordable?
Yes, Gatesville is generally considered affordable, with a cost of living index of 60 — about 40% below the US national average of 100.
What is the weather like in Gatesville?
Gatesville has average high temperatures of 78.6°F and average lows of 55.6°F. Annual precipitation is 36.4". Average annual snowfall is 0.7". Data from NOAA 1991–2020 Climate Normals.
Gatesville at a Glance
- Population
- 16,058
- Median Income
- $54,802
- Home Value
- $162,000
- Median Rent
- $920/mo
- Unemployment
- 5.0%
- Avg High Temp
- 78.6°F
- Sales Tax
- 8.2%
Explore county-level cost of living data
Texas Rankings
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