Cost of Living in Clifton, TX

Population 3,489 · Texas · Data vintage 2023

60
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Housing costs in Clifton stay well under national norms: a median home value of $148,000 against median household incomes of $63,696 gives the city one of the more comfortable price-to-income ratios in Texas.

Clifton is about 30 miles northwest of Waco, the nearest large metro — close enough that regional housing and labor patterns are shaped largely by the larger market. Median home values run roughly 26% lower than Waco's $200,000.

Cost Overview

Housing 48
Rent 77

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Clifton

The median home value in Clifton is $147,500 — 52% below the national median of $305,000. Median rent runs $1,008/month, 23% lower than the national median of $1,314/month. The median household income of $63,696/year is 15% lower than the US median of $74,580. The local unemployment rate is 5.3%, above the national average of 4.8%. Texas charges no state income tax, a meaningful advantage for take-home pay. The climate averages highs of 78.6°F and lows of 55.6°F. Overall, Clifton has a cost of living index of 60 versus the US average of 100, meaning it is 40% less expensive.

🏠 Housing

Median Home Value
$147,500
52% below avg
Zillow Home Value
$1,103,768
Zillow ZHVI
Median Rent
$1,008/mo
23% below avg
Price-to-Rent Ratio
12.2x
Favors buying
Property Tax Rate
1.7%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$766
1 BR
$811
2 BR
$981
3 BR
$1,307
4 BR
$1,509
Owner-occupied 66.0%
Renter-occupied 34.0%

💰 Estimated Monthly Budget

Rent median rent
$1,008
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,622/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
19.2 min
29% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
9.2%

Commute Mode

Drove alone
80.4%
Carpooled
4.7%
Walked
2.2%
Work from home
9.2%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) None
Total Sales Tax 8.2%
State rate 6.3%
Avg local rate 1.9%
Property Tax 1.7%

💼 Income & Employment

Median Household Income
$63,696
15% below avg
Per Capita Income
$30,043
Unemployment Rate
5.3%
11% above avg
Poverty Rate
11.0%
Labor Force Participation
50.7%

🎓 Education

Bachelor's degree+ 18.1%
Graduate degree 7.9%

👥 Demographics

Median Age 47.4
Male median age 41.8
Female median age 50.3

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
78.6°F
Avg Low
55.6°F
Annual Precip
36.4"
Annual Snowfall
0.7"
30° 48° 65° 83° 100° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 596370788593979791816960
Low °F 364047556371747467564638
Precip" 2.592.683.313.304.443.351.822.052.874.412.712.87
Snow" 0.00.40.10.10.00.00.00.00.00.00.10.0

Frequently Asked Questions

What is the cost of living in Clifton, TX?

Clifton has a cost index of 60 (100 = national average). It is 40% below the national average.

What is average rent in Clifton, TX?

The median gross rent in Clifton is $1,008 per month based on 2023 Census data.

What is the average home price in Clifton?

The median home value in Clifton is $147,500 according to Zillow and Census data.

What is the median income in Clifton?

The median household income in Clifton is $63,696 per year (2023 ACS 5-year estimates).

What is the sales tax in Clifton, TX?

The combined state and local sales tax rate in Clifton is 8.2%. Texas has no state income tax.

Is Clifton, TX affordable?

Yes, Clifton is generally considered affordable, with a cost of living index of 60 — about 40% below the US national average of 100.

What is the weather like in Clifton?

Clifton has average high temperatures of 78.6°F and average lows of 55.6°F. Annual precipitation is 36.4". Average annual snowfall is 0.7". Data from NOAA 1991–2020 Climate Normals.

Clifton at a Glance

Population
3,489
Median Income
$63,696
Home Value
$147,500
Median Rent
$1,008/mo
Unemployment
5.3%
Avg High Temp
78.6°F
Sales Tax
8.2%
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