Cost of Living in Lacy-Lakeview, TX

Population 7,247 · Texas · Data vintage 2023

57
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Lacy-Lakeview is a smaller Texas community of around 7000 residents, where median household incomes of $51,301 and housing costs ($154,000 for a typical home) give the local cost-of-living profile a distinctly small-town shape.

Geographically, Lacy-Lakeview sits roughly 7 miles northeast of Waco. Median home values run roughly 23% lower than Waco's $200,000.

Cost Overview

Housing 51
Rent 66

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Lacy-Lakeview

The median home value in Lacy-Lakeview is $154,300 — 49% below the national median of $305,000. Median rent runs $865/month, 34% lower than the national median of $1,314/month. The median household income of $51,301/year is 31% lower than the US median of $74,580. The local unemployment rate is 4.1%, below the national average of 4.8%. Texas charges no state income tax, a meaningful advantage for take-home pay. The climate averages highs of 78.6°F and lows of 55.6°F. Overall, Lacy-Lakeview has a cost of living index of 57 versus the US average of 100, meaning it is 43% less expensive.

🏠 Housing

Median Home Value
$154,300
49% below avg
Zillow Home Value
$236,343
Zillow ZHVI
Median Rent
$865/mo
34% below avg
Zillow Rent
$1,227/mo
Zillow ZORI
Price-to-Rent Ratio
14.9x
Favors buying
Property Tax Rate
1.7%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$766
1 BR
$811
2 BR
$981
3 BR
$1,307
4 BR
$1,509
Owner-occupied 45.8%
Renter-occupied 54.2%

💰 Estimated Monthly Budget

Rent median rent
$865
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,479/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
28.1 min
4% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
11.3%

Commute Mode

Drove alone
82.2%
Carpooled
3.5%
Walked
0.4%
Work from home
11.3%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) None
Total Sales Tax 8.2%
State rate 6.3%
Avg local rate 1.9%
Property Tax 1.7%

💼 Income & Employment

Median Household Income
$51,301
31% below avg
Per Capita Income
$26,989
Unemployment Rate
4.1%
15% below avg
Poverty Rate
16.2%
Labor Force Participation
66.7%

🎓 Education

Bachelor's degree+ 5.7%
Graduate degree 9.1%

👥 Demographics

Median Age 34.1
Male median age 33
Female median age 37.4

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
78.6°F
Avg Low
55.6°F
Annual Precip
36.4"
Annual Snowfall
0.7"
30° 48° 65° 83° 100° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 596370788593979791816960
Low °F 364047556371747467564638
Precip" 2.592.683.313.304.443.351.822.052.874.412.712.87
Snow" 0.00.40.10.10.00.00.00.00.00.00.10.0

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 52 — Moderate
46.3%
Good air days/yr
129
Max AQI recorded
238
PM2.5 days
123
Ozone days

Frequently Asked Questions

What is the cost of living in Lacy-Lakeview, TX?

Lacy-Lakeview has a cost index of 57 (100 = national average). It is 43% below the national average.

What is average rent in Lacy-Lakeview, TX?

The median gross rent in Lacy-Lakeview is $865 per month based on 2023 Census data.

What is the average home price in Lacy-Lakeview?

The median home value in Lacy-Lakeview is $154,300 according to Zillow and Census data.

What is the median income in Lacy-Lakeview?

The median household income in Lacy-Lakeview is $51,301 per year (2023 ACS 5-year estimates).

What is the sales tax in Lacy-Lakeview, TX?

The combined state and local sales tax rate in Lacy-Lakeview is 8.2%. Texas has no state income tax.

Is Lacy-Lakeview, TX affordable?

Yes, Lacy-Lakeview is generally considered affordable, with a cost of living index of 57 — about 43% below the US national average of 100.

What is the weather like in Lacy-Lakeview?

Lacy-Lakeview has average high temperatures of 78.6°F and average lows of 55.6°F. Annual precipitation is 36.4". Average annual snowfall is 0.7". Data from NOAA 1991–2020 Climate Normals.

Lacy-Lakeview at a Glance

Population
7,247
Median Income
$51,301
Home Value
$154,300
Median Rent
$865/mo
Unemployment
4.1%
Avg High Temp
78.6°F
Sales Tax
8.2%
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