Cost of Living in McGregor, TX
Population 5,608 · Texas · Data vintage 2023
(100 = US avg)
McGregor is a smaller Texas community of around 6000 residents, where median household incomes of $60,889 and housing costs ($146,000 for a typical home) give the local cost-of-living profile a distinctly small-town shape. At 9.9%, the local unemployment rate runs well above the US figure, pointing to structural rather than cyclical labor-market issues.
McGregor sits roughly 15 miles southwest of Waco — close enough that regional housing and labor patterns are shaped largely by the larger market. Median home values run roughly 27% lower than Waco's $200,000.
Cost Overview
Scale: 100 = US national average. Green < 90, Red > 110.
About the Cost of Living in McGregor
The median home value in McGregor is $146,000 — 52% below the national median of $305,000. Median rent runs $1,059/month, 19% lower than the national median of $1,314/month. The median household income of $60,889/year is 18% lower than the US median of $74,580. The local unemployment rate is 9.9%, above the national average of 4.8%. Texas charges no state income tax, a meaningful advantage for take-home pay. The climate averages highs of 78.6°F and lows of 55.6°F. Overall, McGregor has a cost of living index of 61 versus the US average of 100, meaning it is 39% less expensive.
McGregor has limited residential data
Detailed housing and income data is limited for this location. Here are the nearest cities with full cost of living data:
🏠 Housing
HUD Fair Market Rents by Bedroom
💰 Estimated Monthly Budget
Estimates based on median data and national averages. Actual costs vary.
🛒 Food & Groceries
National BLS average prices (2023). Local prices may vary.
🚗 Transportation
Commute Mode
⚡ Utilities
📋 Taxes
💼 Income & Employment
🎓 Education
👥 Demographics
🌤 Climate
NOAA 1991–2020 Climate Normals
| Month | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| High °F | 59 | 63 | 70 | 78 | 85 | 93 | 97 | 97 | 91 | 81 | 69 | 60 |
| Low °F | 36 | 40 | 47 | 55 | 63 | 71 | 74 | 74 | 67 | 56 | 46 | 38 |
| Precip" | 2.59 | 2.68 | 3.31 | 3.30 | 4.44 | 3.35 | 1.82 | 2.05 | 2.87 | 4.41 | 2.71 | 2.87 |
| Snow" | 0.0 | 0.4 | 0.1 | 0.1 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.1 | 0.0 |
💨 Air Quality
EPA AQS 2023 — county-level monitoring data
Frequently Asked Questions
What is the cost of living in McGregor, TX?
McGregor has a cost index of 61 (100 = national average). It is 39% below the national average.
What is average rent in McGregor, TX?
The median gross rent in McGregor is $1,059 per month based on 2023 Census data.
What is the average home price in McGregor?
The median home value in McGregor is $146,000 according to 2023 Census ACS data.
What is the median income in McGregor?
The median household income in McGregor is $60,889 per year (2023 ACS 5-year estimates).
What is the sales tax in McGregor, TX?
The combined state and local sales tax rate in McGregor is 8.2%. Texas has no state income tax.
Is McGregor, TX affordable?
Yes, McGregor is generally considered affordable, with a cost of living index of 61 — about 39% below the US national average of 100.
What is the weather like in McGregor?
McGregor has average high temperatures of 78.6°F and average lows of 55.6°F. Annual precipitation is 36.4". Average annual snowfall is 0.7". Data from NOAA 1991–2020 Climate Normals.
McGregor at a Glance
- Population
- 5,608
- Median Income
- $60,889
- Home Value
- $146,000
- Median Rent
- $1,059/mo
- Unemployment
- 9.9%
- Avg High Temp
- 78.6°F
- Sales Tax
- 8.2%
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