Cost of Living in Caldwell, TX
Population 4,238 · Texas · Data vintage 2023
(100 = US avg)
Buyers in Caldwell can reasonably expect a home to cost less than three years of household income — $192,000 against $74,764 in typical earnings — a ratio that has collapsed to 5:1 or worse in much of the country. The labor market has been unusually tight, with unemployment around 0.0% — below most comparable cities in the state.
Caldwell sits roughly 25 miles west of College Station — close enough that regional housing and labor patterns are shaped largely by the larger market. Median home values run roughly 41% lower than College Station's $327,000.
Cost Overview
Scale: 100 = US national average. Green < 90, Red > 110.
About the Cost of Living in Caldwell
The median home value in Caldwell is $191,900 — 37% below the national median of $305,000. Median rent runs $850/month, 35% lower than the national median of $1,314/month. The median household income of $74,764/year is equal to than the US median of $74,580. The local unemployment rate is 0.0%, below the national average of 4.8%. Texas charges no state income tax, a meaningful advantage for take-home pay. The climate averages highs of 79.8°F and lows of 59.0°F. Overall, Caldwell has a cost of living index of 64 versus the US average of 100, meaning it is 36% less expensive.
Caldwell has limited residential data
Detailed housing and income data is limited for this location. Here are the nearest cities with full cost of living data:
🏠 Housing
HUD Fair Market Rents by Bedroom
💰 Estimated Monthly Budget
Estimates based on median data and national averages. Actual costs vary.
🛒 Food & Groceries
National BLS average prices (2023). Local prices may vary.
🚗 Transportation
Commute Mode
⚡ Utilities
📋 Taxes
💼 Income & Employment
🎓 Education
👥 Demographics
🌤 Climate
NOAA 1991–2020 Climate Normals
| Month | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| High °F | 62 | 66 | 73 | 79 | 86 | 92 | 95 | 97 | 91 | 82 | 71 | 63 |
| Low °F | 41 | 45 | 52 | 58 | 66 | 73 | 75 | 75 | 70 | 60 | 50 | 43 |
| Precip" | 3.43 | 2.90 | 3.41 | 2.87 | 4.60 | 4.01 | 1.98 | 3.10 | 3.50 | 4.93 | 3.31 | 3.71 |
Frequently Asked Questions
What is the cost of living in Caldwell, TX?
Caldwell has a cost index of 64 (100 = national average). It is 36% below the national average.
What is average rent in Caldwell, TX?
The median gross rent in Caldwell is $850 per month based on 2023 Census data.
What is the average home price in Caldwell?
The median home value in Caldwell is $191,900 according to Zillow and Census data.
What is the median income in Caldwell?
The median household income in Caldwell is $74,764 per year (2023 ACS 5-year estimates).
What is the sales tax in Caldwell, TX?
The combined state and local sales tax rate in Caldwell is 8.2%. Texas has no state income tax.
Is Caldwell, TX affordable?
Yes, Caldwell is generally considered affordable, with a cost of living index of 64 — about 36% below the US national average of 100.
What is the weather like in Caldwell?
Caldwell has average high temperatures of 79.8°F and average lows of 59.0°F. Annual precipitation is 41.8". Data from NOAA 1991–2020 Climate Normals.
Caldwell at a Glance
- Population
- 4,238
- Median Income
- $74,764
- Home Value
- $191,900
- Median Rent
- $850/mo
- Unemployment
- 0.0%
- Avg High Temp
- 79.8°F
- Sales Tax
- 8.2%
Nearby Cities
Explore county-level cost of living data
Texas Rankings
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