Cost of Living in Camp Swift, TX

Population 7,505 · Texas · Data vintage 2023

66
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Camp Swift is a smaller Texas community of around 8000 residents, where median household incomes of $63,316 and housing costs ($172,000 for a typical home) give the local cost-of-living profile a distinctly small-town shape.

Camp Swift is about 30 miles east of Austin, the nearest large metro — close enough that regional housing and labor patterns are shaped largely by the larger market. Median home values run roughly 66% lower than Austin's $513,000.

Cost Overview

Housing 56
Rent 81

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Camp Swift

The median home value in Camp Swift is $171,800 — 44% below the national median of $305,000. Median rent runs $1,065/month, 19% lower than the national median of $1,314/month. The median household income of $63,316/year is 15% lower than the US median of $74,580. The local unemployment rate is 4.1%, below the national average of 4.8%. Texas charges no state income tax, a meaningful advantage for take-home pay. The climate averages highs of 80.4°F and lows of 56.5°F. Overall, Camp Swift has a cost of living index of 66 versus the US average of 100, meaning it is 34% less expensive.

🏠 Housing

Median Home Value
$171,800
44% below avg
Median Rent
$1,065/mo
19% below avg
Price-to-Rent Ratio
13.4x
Favors buying
Property Tax Rate
1.7%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$766
1 BR
$811
2 BR
$981
3 BR
$1,307
4 BR
$1,509
Owner-occupied 74.5%
Renter-occupied 25.4%

💰 Estimated Monthly Budget

Rent median rent
$1,065
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,679/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
40.0 min
48% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
6.2%

Commute Mode

Drove alone
65.5%
Carpooled
21.0%
Public transit
0.6%
Walked
1.4%
Work from home
6.2%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) None
Total Sales Tax 8.2%
State rate 6.3%
Avg local rate 1.9%
Property Tax 1.7%

💼 Income & Employment

Median Household Income
$63,316
15% below avg
Per Capita Income
$23,334
Unemployment Rate
4.1%
15% below avg
Poverty Rate
13.8%
Labor Force Participation
53.3%

🎓 Education

Bachelor's degree+ 6.8%
Graduate degree 2.6%

👥 Demographics

Median Age 33.4
Male median age 33.6
Female median age 32

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
80.4°F
Avg Low
56.5°F
Annual Precip
35.6"
Annual Snowfall
0.2"
30° 48° 65° 83° 100° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 636673808793969791837264
Low °F 384249566572737367574740
Precip" 2.821.892.902.395.003.372.162.473.034.252.682.61
Snow" 0.00.10.00.00.00.00.00.00.00.00.00.1

Frequently Asked Questions

What is the cost of living in Camp Swift, TX?

Camp Swift has a cost index of 66 (100 = national average). It is 34% below the national average.

What is average rent in Camp Swift, TX?

The median gross rent in Camp Swift is $1,065 per month based on 2023 Census data.

What is the average home price in Camp Swift?

The median home value in Camp Swift is $171,800 according to 2023 Census ACS data.

What is the median income in Camp Swift?

The median household income in Camp Swift is $63,316 per year (2023 ACS 5-year estimates).

What is the sales tax in Camp Swift, TX?

The combined state and local sales tax rate in Camp Swift is 8.2%. Texas has no state income tax.

Is Camp Swift, TX affordable?

Yes, Camp Swift is generally considered affordable, with a cost of living index of 66 — about 34% below the US national average of 100.

What is the weather like in Camp Swift?

Camp Swift has average high temperatures of 80.4°F and average lows of 56.5°F. Annual precipitation is 35.6". Average annual snowfall is 0.2". Data from NOAA 1991–2020 Climate Normals.

Camp Swift at a Glance

Population
7,505
Median Income
$63,316
Home Value
$171,800
Median Rent
$1,065/mo
Unemployment
4.1%
Avg High Temp
80.4°F
Sales Tax
8.2%
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