Cost of Living in Cedar Creek, TX

Population 4,026 · Texas · Data vintage 2023

113
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Under 25,000 residents gives Cedar Creek a small-town character that shows up in every data point below — from the commute patterns to the rental inventory. A typical home runs $255,000. Around 25% of residents live below the federal poverty line, a rate that tends to correlate with the income and housing figures above.

Cedar Creek sits roughly 20 miles southeast of Austin — close enough that regional housing and labor patterns are shaped largely by the larger market. Median home values run roughly 50% lower than Austin's $513,000.

Cost Overview

Housing 84
Rent 156

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Cedar Creek

The median home value in Cedar Creek is $255,200 — 16% below the national median of $305,000. Median rent runs $2,053/month, 56% higher than the national median of $1,314/month. The median household income of $93,304/year is 25% higher than the US median of $74,580. The local unemployment rate is 1.1%, below the national average of 4.8%. Texas charges no state income tax, a meaningful advantage for take-home pay. The climate averages highs of 80.4°F and lows of 56.5°F. Overall, Cedar Creek has a cost of living index of 113 versus the US average of 100, meaning it is 13% more expensive.

🏠 Housing

Median Home Value
$255,200
16% below avg
Zillow Home Value
$411,493
Zillow ZHVI
Median Rent
$2,053/mo
56% above avg
Price-to-Rent Ratio
10.4x
Favors buying
Property Tax Rate
1.7%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$766
1 BR
$811
2 BR
$981
3 BR
$1,307
4 BR
$1,509
Owner-occupied 77.0%
Renter-occupied 22.9%

💰 Estimated Monthly Budget

Rent median rent
$2,053
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $2,667/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
57.0 min
111% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
9.3%

Commute Mode

Drove alone
74.0%
Carpooled
10.6%
Public transit
2.2%
Work from home
9.3%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) None
Total Sales Tax 8.2%
State rate 6.3%
Avg local rate 1.9%
Property Tax 1.7%

💼 Income & Employment

Median Household Income
$93,304
25% above avg
Per Capita Income
$17,530
Unemployment Rate
1.1%
77% below avg
Poverty Rate
25.2%
Labor Force Participation
54.5%

🎓 Education

Bachelor's degree+ 6.2%
Graduate degree 13.9%

👥 Demographics

Median Age 18.3
Male median age 24
Female median age 14.9

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
80.4°F
Avg Low
56.5°F
Annual Precip
35.6"
Annual Snowfall
0.2"
30° 48° 65° 83° 100° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 636673808793969791837264
Low °F 384249566572737367574740
Precip" 2.821.892.902.395.003.372.162.473.034.252.682.61
Snow" 0.00.10.00.00.00.00.00.00.00.00.00.1

Frequently Asked Questions

What is the cost of living in Cedar Creek, TX?

Cedar Creek has a cost index of 113 (100 = national average). It is 13% above the national average.

What is average rent in Cedar Creek, TX?

The median gross rent in Cedar Creek is $2,053 per month based on 2023 Census data.

What is the average home price in Cedar Creek?

The median home value in Cedar Creek is $255,200 according to Zillow and Census data.

What is the median income in Cedar Creek?

The median household income in Cedar Creek is $93,304 per year (2023 ACS 5-year estimates).

What is the sales tax in Cedar Creek, TX?

The combined state and local sales tax rate in Cedar Creek is 8.2%. Texas has no state income tax.

Is Cedar Creek, TX affordable?

Cedar Creek is above average in cost of living, with an index of 113 — about 13% higher than the national average.

What is the weather like in Cedar Creek?

Cedar Creek has average high temperatures of 80.4°F and average lows of 56.5°F. Annual precipitation is 35.6". Average annual snowfall is 0.2". Data from NOAA 1991–2020 Climate Normals.

Cedar Creek at a Glance

Population
4,026
Median Income
$93,304
Home Value
$255,200
Median Rent
$2,053/mo
Unemployment
1.1%
Avg High Temp
80.4°F
Sales Tax
8.2%
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