Cost of Living in Cleburne, TX

Population 32,966 · Texas · Data vintage 2023

79
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Buyers in Cleburne can reasonably expect a home to cost less than three years of household income — $201,000 against $66,324 in typical earnings — a ratio that has collapsed to 5:1 or worse in much of the country. The labor market has been unusually tight, with unemployment around 1.8% — below most comparable cities in the state.

Cleburne is about 30 miles southwest of Arlington, the nearest large metro — close enough that regional housing and labor patterns are shaped largely by the larger market. Median home values run roughly 27% lower than Arlington's $276,000.

Cost Overview

Housing 66
Rent 98

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Cleburne

The median home value in Cleburne is $200,900 — 34% below the national median of $305,000. Median rent runs $1,283/month, 2% lower than the national median of $1,314/month. The median household income of $66,324/year is 11% lower than the US median of $74,580. The local unemployment rate is 1.8%, below the national average of 4.8%. Texas charges no state income tax, a meaningful advantage for take-home pay. The climate averages highs of 77.4°F and lows of 56.3°F. Overall, Cleburne has a cost of living index of 79 versus the US average of 100, meaning it is 21% less expensive.

🏠 Housing

Median Home Value
$200,900
34% below avg
Zillow Home Value
$266,785
Zillow ZHVI
Median Rent
$1,283/mo
2% below avg
Zillow Rent
$1,324/mo
Zillow ZORI
Price-to-Rent Ratio
13.0x
Favors buying
Property Tax Rate
1.7%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$766
1 BR
$811
2 BR
$981
3 BR
$1,307
4 BR
$1,509
Owner-occupied 58.6%
Renter-occupied 41.4%

💰 Estimated Monthly Budget

Rent median rent
$1,283
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,897/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
27.8 min
3% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
2.3%

Commute Mode

Drove alone
86.6%
Carpooled
10.2%
Public transit
0.2%
Walked
0.5%
Work from home
2.3%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) None
Total Sales Tax 8.2%
State rate 6.3%
Avg local rate 1.9%
Property Tax 1.7%

💼 Income & Employment

Median Household Income
$66,324
11% below avg
Per Capita Income
$30,347
Unemployment Rate
1.8%
64% below avg
Poverty Rate
12.0%
Labor Force Participation
62.2%

🎓 Education

Bachelor's degree+ 13.1%
Graduate degree 4.9%

👥 Demographics

Median Age 35
Male median age 33.5
Female median age 36.7

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
77.4°F
Avg Low
56.3°F
Annual Precip
36.2"
30° 48° 65° 83° 100° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 586270778492969689796759
Low °F 374048556472757568574639
Precip" 2.342.633.373.134.333.541.701.683.324.722.622.81

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 38 — Good
78.2%
Good air days/yr
126
Max AQI recorded
0
PM2.5 days
362
Ozone days

Frequently Asked Questions

What is the cost of living in Cleburne, TX?

Cleburne has a cost index of 79 (100 = national average). It is 21% below the national average.

What is average rent in Cleburne, TX?

The median gross rent in Cleburne is $1,283 per month based on 2023 Census data.

What is the average home price in Cleburne?

The median home value in Cleburne is $200,900 according to Zillow and Census data.

What is the median income in Cleburne?

The median household income in Cleburne is $66,324 per year (2023 ACS 5-year estimates).

What is the sales tax in Cleburne, TX?

The combined state and local sales tax rate in Cleburne is 8.2%. Texas has no state income tax.

Is Cleburne, TX affordable?

Yes, Cleburne is generally considered affordable, with a cost of living index of 79 — about 21% below the US national average of 100.

What is the weather like in Cleburne?

Cleburne has average high temperatures of 77.4°F and average lows of 56.3°F. Annual precipitation is 36.2". Data from NOAA 1991–2020 Climate Normals.

Cleburne at a Glance

Population
32,966
Median Income
$66,324
Home Value
$200,900
Median Rent
$1,283/mo
Unemployment
1.8%
Avg High Temp
77.4°F
Sales Tax
8.2%
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