Cost of Living in El Campo, TX

Population 12,220 · Texas · Data vintage 2023

66
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Housing costs in El Campo stay well under national norms: a median home value of $183,000 against median household incomes of $67,356 gives the city one of the more comfortable price-to-income ratios in Texas. At 8.7%, the local unemployment rate runs well above the US figure, pointing to structural rather than cyclical labor-market issues.

Geographically, El Campo is about 45 miles southwest of Sugar Land, the nearest large metro. Median home values run roughly 55% lower than Sugar Land's $407,000.

Cost Overview

Housing 60
Rent 74

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in El Campo

The median home value in El Campo is $183,400 — 40% below the national median of $305,000. Median rent runs $973/month, 26% lower than the national median of $1,314/month. The median household income of $67,356/year is 10% lower than the US median of $74,580. The local unemployment rate is 8.7%, above the national average of 4.8%. Texas charges no state income tax, a meaningful advantage for take-home pay. The climate averages highs of 80.1°F and lows of 63.5°F. Overall, El Campo has a cost of living index of 66 versus the US average of 100, meaning it is 34% less expensive.

🏠 Housing

Median Home Value
$183,400
40% below avg
Zillow Home Value
$220,733
Zillow ZHVI
Median Rent
$973/mo
26% below avg
Price-to-Rent Ratio
15.7x
Favors buying
Property Tax Rate
1.7%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$766
1 BR
$811
2 BR
$981
3 BR
$1,307
4 BR
$1,509
Owner-occupied 60.0%
Renter-occupied 40.0%

💰 Estimated Monthly Budget

Rent median rent
$973
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,587/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
26.0 min
4% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
3.3%

Commute Mode

Drove alone
83.3%
Carpooled
11.9%
Public transit
0.3%
Walked
0.6%
Work from home
3.3%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) None
Total Sales Tax 8.2%
State rate 6.3%
Avg local rate 1.9%
Property Tax 1.7%

💼 Income & Employment

Median Household Income
$67,356
10% below avg
Per Capita Income
$27,981
Unemployment Rate
8.7%
82% above avg
Poverty Rate
15.9%
Labor Force Participation
60.4%

🎓 Education

Bachelor's degree+ 9.0%
Graduate degree 6.0%

👥 Demographics

Median Age 37.1
Male median age 34.6
Female median age 38.1

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
80.1°F
Avg Low
63.5°F
Annual Precip
43.1"
40° 55° 70° 85° 100° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 656873808590929390847468
Low °F 465057637177797973645548
Precip" 3.251.892.712.673.864.553.673.915.884.333.392.98

Frequently Asked Questions

What is the cost of living in El Campo, TX?

El Campo has a cost index of 66 (100 = national average). It is 34% below the national average.

What is average rent in El Campo, TX?

The median gross rent in El Campo is $973 per month based on 2023 Census data.

What is the average home price in El Campo?

The median home value in El Campo is $183,400 according to Zillow and Census data.

What is the median income in El Campo?

The median household income in El Campo is $67,356 per year (2023 ACS 5-year estimates).

What is the sales tax in El Campo, TX?

The combined state and local sales tax rate in El Campo is 8.2%. Texas has no state income tax.

Is El Campo, TX affordable?

Yes, El Campo is generally considered affordable, with a cost of living index of 66 — about 34% below the US national average of 100.

What is the weather like in El Campo?

El Campo has average high temperatures of 80.1°F and average lows of 63.5°F. Annual precipitation is 43.1". Data from NOAA 1991–2020 Climate Normals.

El Campo at a Glance

Population
12,220
Median Income
$67,356
Home Value
$183,400
Median Rent
$973/mo
Unemployment
8.7%
Avg High Temp
80.1°F
Sales Tax
8.2%
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