Cost of Living in Findlay, OH
Population 40,280 · Ohio · Data vintage 2023
(100 = US avg)
Most of Findlay's cost indicators track within a reasonable band of national figures, with median household incomes near $57,344 — a more representative starting point for relocation math than the headline-expensive or headline-cheap cities on either tail.
Findlay is about 45 miles south of Toledo, the nearest large metro — close enough that regional housing and labor patterns are shaped largely by the larger market. Median home values run roughly 71% higher than Toledo's $107,000.
Cost Overview
Scale: 100 = US national average. Green < 90, Red > 110.
About the Cost of Living in Findlay
The median home value in Findlay is $183,300 — 40% below the national median of $305,000. Median rent runs $917/month, 30% lower than the national median of $1,314/month. The median household income of $57,344/year is 23% lower than the US median of $74,580. The local unemployment rate is 3.6%, below the national average of 4.8%. Ohio's top state income tax rate is 3.8% and the combined sales tax is 7.2%. The climate averages highs of 61.9°F and lows of 42.9°F. Overall, Findlay has a cost of living index of 64 versus the US average of 100, meaning it is 36% less expensive.
🏠 Housing
HUD Fair Market Rents by Bedroom
💰 Estimated Monthly Budget
Estimates based on median data and national averages. Actual costs vary.
🛒 Food & Groceries
National BLS average prices (2023). Local prices may vary.
🚗 Transportation
Commute Mode
⚡ Utilities
📋 Taxes
💼 Income & Employment
🎓 Education
👥 Demographics
🌤 Climate
NOAA 1991–2020 Climate Normals
| Month | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| High °F | 35 | 38 | 49 | 62 | 73 | 82 | 85 | 84 | 78 | 65 | 51 | 40 |
| Low °F | 20 | 23 | 31 | 41 | 52 | 61 | 64 | 62 | 55 | 45 | 34 | 26 |
| Precip" | 2.05 | 1.68 | 2.33 | 3.42 | 3.75 | 3.93 | 3.63 | 3.39 | 2.63 | 2.51 | 2.38 | 2.10 |
🏫 Schools
NCES CCD 2019 — public school district data
Frequently Asked Questions
What is the cost of living in Findlay, OH?
Findlay has a cost index of 64 (100 = national average). It is 36% below the national average.
What is average rent in Findlay, OH?
The median gross rent in Findlay is $917 per month based on 2023 Census data.
What is the average home price in Findlay?
The median home value in Findlay is $183,300 according to Zillow and Census data.
What is the median income in Findlay?
The median household income in Findlay is $57,344 per year (2023 ACS 5-year estimates).
What is the sales tax in Findlay, OH?
The combined state and local sales tax rate in Findlay is 7.2%. The Ohio state income tax top rate is 3.8%.
Is Findlay, OH affordable?
Yes, Findlay is generally considered affordable, with a cost of living index of 64 — about 36% below the US national average of 100.
What is the weather like in Findlay?
Findlay has average high temperatures of 61.9°F and average lows of 42.9°F. Annual precipitation is 33.8". Data from NOAA 1991–2020 Climate Normals.
Findlay at a Glance
- Population
- 40,280
- Median Income
- $57,344
- Home Value
- $183,300
- Median Rent
- $917/mo
- Unemployment
- 3.6%
- Avg High Temp
- 61.9°F
- Sales Tax
- 7.2%
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Explore county-level cost of living data
Ohio Rankings
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