Cost of Living in North Baltimore, OH

Population 3,751 · Ohio · Data vintage 2023

45
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

North Baltimore sits on the smaller end of the Ohio city distribution. That scale shapes the housing market, the labor pool, and the services available to residents in ways the data below makes visible.

North Baltimore is about 35 miles south of Toledo, the nearest large metro — close enough that regional housing and labor patterns are shaped largely by the larger market. Housing prices track closely with Toledo's $107,000 median.

Cost Overview

Housing 36
Rent 60

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in North Baltimore

The median home value in North Baltimore is $108,300 — 64% below the national median of $305,000. Median rent runs $786/month, 40% lower than the national median of $1,314/month. The median household income of $61,947/year is 17% lower than the US median of $74,580. The local unemployment rate is 3.8%, below the national average of 4.8%. Ohio's top state income tax rate is 3.8% and the combined sales tax is 7.2%. The climate averages highs of 61.9°F and lows of 42.9°F. Overall, North Baltimore has a cost of living index of 45 versus the US average of 100, meaning it is 55% less expensive.

🏠 Housing

Median Home Value
$108,300
64% below avg
Zillow Home Value
$354,110
Zillow ZHVI
Median Rent
$786/mo
40% below avg
Price-to-Rent Ratio
11.5x
Favors buying
Property Tax Rate
1.6%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$686
1 BR
$748
2 BR
$929
3 BR
$1,199
4 BR
$1,374
Owner-occupied 78.9%
Renter-occupied 21.1%

💰 Estimated Monthly Budget

Rent median rent
$786
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,400/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
23.4 min
13% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
2.2%

Commute Mode

Drove alone
79.7%
Carpooled
14.3%
Walked
2.7%
Work from home
2.2%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 3.8%
Total Sales Tax 7.2%
State rate 5.8%
Avg local rate 1.4%
Property Tax 1.6%

💼 Income & Employment

Median Household Income
$61,947
17% below avg
Per Capita Income
$27,492
Unemployment Rate
3.8%
20% below avg
Poverty Rate
11.6%
Labor Force Participation
56.9%

🎓 Education

Bachelor's degree+ 10.8%
Graduate degree 3.4%

👥 Demographics

Median Age 38.2
Male median age 38.5
Female median age 38.1

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
61.9°F
Avg Low
42.9°F
Annual Precip
33.8"
20° 38° 55° 73° 90° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 353849627382858478655140
Low °F 202331415261646255453426
Precip" 2.051.682.333.423.753.933.633.392.632.512.382.10

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 40 — Good
82.2%
Good air days/yr
126
Max AQI recorded
0
PM2.5 days
241
Ozone days

🏫 Schools

NCES CCD 2019 — public school district data

95%
4-Year Graduation Rate
13.3:1
Student-teacher ratio
3
Public schools
613
Total enrollment

Frequently Asked Questions

What is the cost of living in North Baltimore, OH?

North Baltimore has a cost index of 45 (100 = national average). It is 55% below the national average.

What is average rent in North Baltimore, OH?

The median gross rent in North Baltimore is $786 per month based on 2023 Census data.

What is the average home price in North Baltimore?

The median home value in North Baltimore is $108,300 according to Zillow and Census data.

What is the median income in North Baltimore?

The median household income in North Baltimore is $61,947 per year (2023 ACS 5-year estimates).

What is the sales tax in North Baltimore, OH?

The combined state and local sales tax rate in North Baltimore is 7.2%. The Ohio state income tax top rate is 3.8%.

Is North Baltimore, OH affordable?

Yes, North Baltimore is generally considered affordable, with a cost of living index of 45 — about 55% below the US national average of 100.

What is the weather like in North Baltimore?

North Baltimore has average high temperatures of 61.9°F and average lows of 42.9°F. Annual precipitation is 33.8". Data from NOAA 1991–2020 Climate Normals.

North Baltimore at a Glance

Population
3,751
Median Income
$61,947
Home Value
$108,300
Median Rent
$786/mo
Unemployment
3.8%
Avg High Temp
61.9°F
Sales Tax
7.2%
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