Cost of Living in Bluffton, OH
Population 3,799 · Ohio · Data vintage 2023
(100 = US avg)
Bluffton offers a notably favorable income-to-housing ratio for its region. The typical home — $193,000 — costs less than 2.5 times median household income of $77,382, a threshold many coastal markets passed a decade ago. Unemployment has stayed elevated relative to the national figure — 6.3% as of the most recent ACS release — which shows up in household-income and poverty figures as well.
Bluffton is about 55 miles south of Toledo, the nearest large metro — close enough that regional housing and labor patterns are shaped largely by the larger market. Median home values run roughly 80% higher than Toledo's $107,000.
Cost Overview
Scale: 100 = US national average. Green < 90, Red > 110.
About the Cost of Living in Bluffton
The median home value in Bluffton is $192,500 — 37% below the national median of $305,000. Median rent runs $834/month, 37% lower than the national median of $1,314/month. The median household income of $77,382/year is 4% higher than the US median of $74,580. The local unemployment rate is 6.3%, above the national average of 4.8%. Ohio's top state income tax rate is 3.8% and the combined sales tax is 7.2%. The climate averages highs of 61.9°F and lows of 42.9°F. Overall, Bluffton has a cost of living index of 63 versus the US average of 100, meaning it is 37% less expensive.
Bluffton has limited residential data
Detailed housing and income data is limited for this location. Here are the nearest cities with full cost of living data:
🏠 Housing
HUD Fair Market Rents by Bedroom
💰 Estimated Monthly Budget
Estimates based on median data and national averages. Actual costs vary.
🛒 Food & Groceries
National BLS average prices (2023). Local prices may vary.
🚗 Transportation
Commute Mode
⚡ Utilities
📋 Taxes
💼 Income & Employment
🎓 Education
👥 Demographics
🌤 Climate
NOAA 1991–2020 Climate Normals
| Month | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| High °F | 35 | 38 | 49 | 62 | 73 | 82 | 85 | 84 | 78 | 65 | 51 | 40 |
| Low °F | 20 | 23 | 31 | 41 | 52 | 61 | 64 | 62 | 55 | 45 | 34 | 26 |
| Precip" | 2.05 | 1.68 | 2.33 | 3.42 | 3.75 | 3.93 | 3.63 | 3.39 | 2.63 | 2.51 | 2.38 | 2.10 |
💨 Air Quality
EPA AQS 2023 — county-level monitoring data
🏫 Schools
NCES CCD 2019 — public school district data
Frequently Asked Questions
What is the cost of living in Bluffton, OH?
Bluffton has a cost index of 63 (100 = national average). It is 37% below the national average.
What is average rent in Bluffton, OH?
The median gross rent in Bluffton is $834 per month based on 2023 Census data.
What is the average home price in Bluffton?
The median home value in Bluffton is $192,500 according to Zillow and Census data.
What is the median income in Bluffton?
The median household income in Bluffton is $77,382 per year (2023 ACS 5-year estimates).
What is the sales tax in Bluffton, OH?
The combined state and local sales tax rate in Bluffton is 7.2%. The Ohio state income tax top rate is 3.8%.
Is Bluffton, OH affordable?
Yes, Bluffton is generally considered affordable, with a cost of living index of 63 — about 37% below the US national average of 100.
What is the weather like in Bluffton?
Bluffton has average high temperatures of 61.9°F and average lows of 42.9°F. Annual precipitation is 33.8". Data from NOAA 1991–2020 Climate Normals.
Bluffton at a Glance
- Population
- 3,799
- Median Income
- $77,382
- Home Value
- $192,500
- Median Rent
- $834/mo
- Unemployment
- 6.3%
- Avg High Temp
- 61.9°F
- Sales Tax
- 7.2%
Explore county-level cost of living data
Ohio Rankings
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