Cost of Living in Ada, OH

Population 4,553 · Ohio · Data vintage 2023

53
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Ada is a smaller Ohio community of around 5000 residents, where median household incomes of $57,863 and housing costs ($151,000 for a typical home) give the local cost-of-living profile a distinctly small-town shape. Around 26% of residents live below the federal poverty line, a rate that tends to correlate with the income and housing figures above.

Located 65 miles south of Toledo, Ada is far enough out that local conditions diverge meaningfully from the big-metro baseline. Median home values run roughly 41% higher than Toledo's $107,000.

Cost Overview

Housing 49
Rent 58

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Ada

The median home value in Ada is $150,700 — 51% below the national median of $305,000. Median rent runs $757/month, 42% lower than the national median of $1,314/month. The median household income of $57,863/year is 22% lower than the US median of $74,580. The local unemployment rate is 4.3%, below the national average of 4.8%. Ohio's top state income tax rate is 3.8% and the combined sales tax is 7.2%. The climate averages highs of 60.6°F and lows of 42.2°F. Overall, Ada has a cost of living index of 53 versus the US average of 100, meaning it is 47% less expensive.

🏠 Housing

Median Home Value
$150,700
51% below avg
Zillow Home Value
$372,217
Zillow ZHVI
Median Rent
$757/mo
42% below avg
Zillow Rent
$1,000/mo
Zillow ZORI
Price-to-Rent Ratio
16.6x
Favors buying
Property Tax Rate
1.6%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$686
1 BR
$748
2 BR
$929
3 BR
$1,199
4 BR
$1,374
Owner-occupied 51.9%
Renter-occupied 48.1%

💰 Estimated Monthly Budget

Rent median rent
$757
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,371/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
24.3 min
10% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
8.4%

Commute Mode

Drove alone
67.2%
Carpooled
8.2%
Walked
16.3%
Work from home
8.4%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 3.8%
Total Sales Tax 7.2%
State rate 5.8%
Avg local rate 1.4%
Property Tax 1.6%

💼 Income & Employment

Median Household Income
$57,863
22% below avg
Per Capita Income
$26,232
Unemployment Rate
4.3%
10% below avg
Poverty Rate
26.4%
Labor Force Participation
56.8%

🎓 Education

Bachelor's degree+ 24.7%
Graduate degree 13.8%

👥 Demographics

Median Age 22.2
Male median age 22.3
Female median age 22.2

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
60.6°F
Avg Low
42.2°F
Annual Precip
35.8"
20° 38° 55° 73° 90° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 343848617281848276645039
Low °F 202230405161636154443426
Precip" 2.231.852.553.583.813.953.683.502.852.692.812.27

🏫 Schools

NCES CCD 2019 — public school district data

87%
4-Year Graduation Rate
15.4:1
Student-teacher ratio
2
Public schools
863
Total enrollment

Frequently Asked Questions

What is the cost of living in Ada, OH?

Ada has a cost index of 53 (100 = national average). It is 47% below the national average.

What is average rent in Ada, OH?

The median gross rent in Ada is $757 per month based on 2023 Census data.

What is the average home price in Ada?

The median home value in Ada is $150,700 according to Zillow and Census data.

What is the median income in Ada?

The median household income in Ada is $57,863 per year (2023 ACS 5-year estimates).

What is the sales tax in Ada, OH?

The combined state and local sales tax rate in Ada is 7.2%. The Ohio state income tax top rate is 3.8%.

Is Ada, OH affordable?

Yes, Ada is generally considered affordable, with a cost of living index of 53 — about 47% below the US national average of 100.

What is the weather like in Ada?

Ada has average high temperatures of 60.6°F and average lows of 42.2°F. Annual precipitation is 35.8". Data from NOAA 1991–2020 Climate Normals.

Ada at a Glance

Population
4,553
Median Income
$57,863
Home Value
$150,700
Median Rent
$757/mo
Unemployment
4.3%
Avg High Temp
60.6°F
Sales Tax
7.2%
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🗺️ County data for Ohio

Explore county-level cost of living data

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