Cost of Living in Fate, TX
Population 20,757 · Texas · Data vintage 2023
(100 = US avg)
Fate is effectively a commuter community: the average resident spends 38 minutes each way getting to work, well above the 27-minute US median. Housing costs ($361,000 for a typical home) tend to reflect the tradeoff between price and access. Unemployment has stayed elevated relative to the national figure — 6.2% as of the most recent ACS release — which shows up in household-income and poverty figures as well.
Geographically, Fate sits roughly 14 miles east of Garland. Median home values run roughly 45% higher than Garland's $249,000.
Cost Overview
Scale: 100 = US national average. Green < 90, Red > 110.
About the Cost of Living in Fate
The median home value in Fate is $361,100 — 18% above the national median of $305,000. Median rent runs $2,528/month, 92% higher than the national median of $1,314/month. The median household income of $129,500/year is 74% higher than the US median of $74,580. The local unemployment rate is 6.2%, above the national average of 4.8%. Texas charges no state income tax, a meaningful advantage for take-home pay. The climate averages highs of 77.4°F and lows of 55.4°F. Overall, Fate has a cost of living index of 148 versus the US average of 100, meaning it is 48% more expensive.
🏠 Housing
HUD Fair Market Rents by Bedroom
💰 Estimated Monthly Budget
Estimates based on median data and national averages. Actual costs vary.
🛒 Food & Groceries
National BLS average prices (2023). Local prices may vary.
🚗 Transportation
Commute Mode
⚡ Utilities
📋 Taxes
💼 Income & Employment
🎓 Education
👥 Demographics
🌤 Climate
NOAA 1991–2020 Climate Normals
| Month | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| High °F | 57 | 62 | 69 | 76 | 84 | 92 | 96 | 96 | 90 | 79 | 68 | 59 |
| Low °F | 36 | 40 | 47 | 54 | 63 | 71 | 74 | 74 | 67 | 56 | 45 | 38 |
| Precip" | 2.62 | 2.73 | 3.69 | 3.06 | 4.72 | 3.40 | 2.00 | 2.30 | 2.74 | 4.54 | 3.06 | 3.56 |
💨 Air Quality
EPA AQS 2023 — county-level monitoring data
Frequently Asked Questions
What is the cost of living in Fate, TX?
Fate has a cost index of 148 (100 = national average). It is 48% above the national average.
What is average rent in Fate, TX?
The median gross rent in Fate is $2,528 per month based on 2023 Census data.
What is the average home price in Fate?
The median home value in Fate is $361,100 according to Zillow and Census data.
What is the median income in Fate?
The median household income in Fate is $129,500 per year (2023 ACS 5-year estimates).
What is the sales tax in Fate, TX?
The combined state and local sales tax rate in Fate is 8.2%. Texas has no state income tax.
Is Fate, TX affordable?
Fate is above average in cost of living, with an index of 148 — about 48% higher than the national average.
What is the weather like in Fate?
Fate has average high temperatures of 77.4°F and average lows of 55.4°F. Annual precipitation is 38.4". Data from NOAA 1991–2020 Climate Normals.
Fate at a Glance
- Population
- 20,757
- Median Income
- $129,500
- Home Value
- $361,100
- Median Rent
- $2,528/mo
- Unemployment
- 6.2%
- Avg High Temp
- 77.4°F
- Sales Tax
- 8.2%
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Texas Rankings
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