Cost of Living in McLendon-Chisholm, TX

Population 4,121 · Texas · Data vintage 2023

198
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Home prices in McLendon-Chisholm run well above the national baseline, with a median of $604,000, though local incomes keep the cost-to-earnings ratio tighter than in coastal metros with comparable sticker prices. Median household earnings of $196,458 place the city among the better-paid Texas metros. The labor market has been unusually tight, with unemployment around 1.6% — below most comparable cities in the state.

McLendon-Chisholm sits roughly 15 miles east of Garland — close enough that regional housing and labor patterns are shaped largely by the larger market. Median home values run roughly 143% higher than Garland's $249,000.

Cost Overview

Housing 198

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in McLendon-Chisholm

The median home value in McLendon-Chisholm is $604,400 — 98% above the national median of $305,000. The median household income of $196,458/year is 163% higher than the US median of $74,580. The local unemployment rate is 1.6%, below the national average of 4.8%. Texas charges no state income tax, a meaningful advantage for take-home pay. The climate averages highs of 77.4°F and lows of 55.4°F. Overall, McLendon-Chisholm has a cost of living index of 198 versus the US average of 100, meaning it is 98% more expensive.

🏠 Housing

Median Home Value
$604,400
98% above avg
Property Tax Rate
1.7%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$766
1 BR
$811
2 BR
$981
3 BR
$1,307
4 BR
$1,509
Owner-occupied 99.5%
Renter-occupied 0.5%

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
45.2 min
67% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
21.0%

Commute Mode

Drove alone
74.1%
Carpooled
4.4%
Work from home
21.0%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) None
Total Sales Tax 8.2%
State rate 6.3%
Avg local rate 1.9%
Property Tax 1.7%

💼 Income & Employment

Median Household Income
$196,458
163% above avg
Per Capita Income
$79,336
Unemployment Rate
1.6%
66% below avg
Poverty Rate
0.2%
Labor Force Participation
74.4%

🎓 Education

Bachelor's degree+ 33.3%
Graduate degree 15.3%

👥 Demographics

Median Age 40.9
Male median age 42.2
Female median age 39.2

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
77.4°F
Avg Low
55.4°F
Annual Precip
38.4"
30° 48° 65° 83° 100° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 576269768492969690796859
Low °F 364047546371747467564538
Precip" 2.622.733.693.064.723.402.002.302.744.543.063.56

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 34 — Good
93.6%
Good air days/yr
100
Max AQI recorded
0
PM2.5 days
342
Ozone days

Frequently Asked Questions

What is the cost of living in McLendon-Chisholm, TX?

McLendon-Chisholm has a cost index of 198 (100 = national average). It is 98% above the national average.

What is the average home price in McLendon-Chisholm?

The median home value in McLendon-Chisholm is $604,400 according to 2023 Census ACS data.

What is the median income in McLendon-Chisholm?

The median household income in McLendon-Chisholm is $196,458 per year (2023 ACS 5-year estimates).

What is the sales tax in McLendon-Chisholm, TX?

The combined state and local sales tax rate in McLendon-Chisholm is 8.2%. Texas has no state income tax.

Is McLendon-Chisholm, TX affordable?

McLendon-Chisholm is above average in cost of living, with an index of 198 — about 98% higher than the national average.

What is the weather like in McLendon-Chisholm?

McLendon-Chisholm has average high temperatures of 77.4°F and average lows of 55.4°F. Annual precipitation is 38.4". Data from NOAA 1991–2020 Climate Normals.

McLendon-Chisholm at a Glance

Population
4,121
Median Income
$196,458
Home Value
$604,400
Unemployment
1.6%
Avg High Temp
77.4°F
Sales Tax
8.2%
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