Cost of Living in Garland, TX
Population 245,298 · Texas · Data vintage 2023
(100 = US avg)
Garland lands reasonably close to national benchmarks on most cost indicators, with a median home value of $249,000 — 18% below the US figure. That makes it a useful reference point for comparing with more extreme markets in Texas.
Cost Overview
Scale: 100 = US national average. Green < 90, Red > 110.
About the Cost of Living in Garland
The median home value in Garland is $248,900 — 18% below the national median of $305,000. Median rent runs $1,525/month, 16% higher than the national median of $1,314/month. The median household income of $74,717/year is equal to than the US median of $74,580. The local unemployment rate is 4.9%, above the national average of 4.8%. Texas charges no state income tax, a meaningful advantage for take-home pay. The climate averages highs of 77.9°F and lows of 58.1°F, with about 1.7" of annual snowfall. Overall, Garland has a cost of living index of 95 versus the US average of 100, meaning it is 5% less expensive.
🏠 Housing
HUD Fair Market Rents by Bedroom
💰 Estimated Monthly Budget
Estimates based on median data and national averages. Actual costs vary.
🛒 Food & Groceries
National BLS average prices (2023). Local prices may vary.
🚗 Transportation
Commute Mode
⚡ Utilities
📋 Taxes
💼 Income & Employment
🎓 Education
👥 Demographics
🌤 Climate
NOAA 1991–2020 Climate Normals
| Month | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| High °F | 58 | 62 | 70 | 77 | 85 | 93 | 97 | 97 | 90 | 80 | 68 | 59 |
| Low °F | 38 | 42 | 49 | 57 | 66 | 74 | 78 | 77 | 70 | 59 | 48 | 40 |
| Precip" | 2.59 | 2.78 | 3.45 | 3.15 | 4.57 | 3.83 | 1.71 | 2.19 | 3.10 | 4.79 | 2.93 | 3.23 |
| Snow" | 0.1 | 0.9 | 0.3 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.1 | 0.3 |
💨 Air Quality
EPA AQS 2023 — county-level monitoring data
Frequently Asked Questions
What is the cost of living in Garland, TX?
Garland has a cost index of 95 (100 = national average). It is 5% below the national average.
What is average rent in Garland, TX?
The median gross rent in Garland is $1,525 per month based on 2023 Census data.
What is the average home price in Garland?
The median home value in Garland is $248,900 according to Zillow and Census data.
What is the median income in Garland?
The median household income in Garland is $74,717 per year (2023 ACS 5-year estimates).
What is the sales tax in Garland, TX?
The combined state and local sales tax rate in Garland is 8.2%. Texas has no state income tax.
Is Garland, TX affordable?
Garland is near the national average in terms of cost of living, with an index of 95 (100 = US average).
What is the weather like in Garland?
Garland has average high temperatures of 77.9°F and average lows of 58.1°F. Annual precipitation is 38.3". Average annual snowfall is 1.7". Data from NOAA 1991–2020 Climate Normals.
Garland at a Glance
- Population
- 245,298
- Median Income
- $74,717
- Home Value
- $248,900
- Median Rent
- $1,525/mo
- Unemployment
- 4.9%
- Avg High Temp
- 77.9°F
- Sales Tax
- 8.2%
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