Cost of Living in Heartland, TX

Population 11,019 · Texas · Data vintage 2023

130
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Under 25,000 residents gives Heartland a small-town character that shows up in every data point below — from the commute patterns to the rental inventory. A typical home runs $305,000. At 8.3%, the local unemployment rate runs well above the US figure, pointing to structural rather than cyclical labor-market issues.

Heartland sits roughly 20 miles southeast of Garland — close enough that regional housing and labor patterns are shaped largely by the larger market. Median home values run roughly 23% higher than Garland's $249,000.

Cost Overview

Housing 100
Rent 176

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Heartland

The median home value in Heartland is $305,000 — equal to the national median of $305,000. Median rent runs $2,313/month, 76% higher than the national median of $1,314/month. The median household income of $107,165/year is 44% higher than the US median of $74,580. The local unemployment rate is 8.3%, above the national average of 4.8%. Texas charges no state income tax, a meaningful advantage for take-home pay. The climate averages highs of 77.4°F and lows of 55.4°F. Overall, Heartland has a cost of living index of 130 versus the US average of 100, meaning it is 30% more expensive.

🏠 Housing

Median Home Value
$305,000
0% below avg
Median Rent
$2,313/mo
76% above avg
Price-to-Rent Ratio
11.0x
Favors buying
Property Tax Rate
1.7%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$766
1 BR
$811
2 BR
$981
3 BR
$1,307
4 BR
$1,509
Owner-occupied 92.8%
Renter-occupied 7.3%

💰 Estimated Monthly Budget

Rent median rent
$2,313
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $2,927/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
42.1 min
56% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
12.7%

Commute Mode

Drove alone
76.5%
Carpooled
7.7%
Public transit
0.7%
Walked
2.1%
Work from home
12.7%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) None
Total Sales Tax 8.2%
State rate 6.3%
Avg local rate 1.9%
Property Tax 1.7%

💼 Income & Employment

Median Household Income
$107,165
44% above avg
Per Capita Income
$33,734
Unemployment Rate
8.3%
73% above avg
Poverty Rate
6.0%
Labor Force Participation
82.0%

🎓 Education

Bachelor's degree+ 21.5%
Graduate degree 11.4%

👥 Demographics

Median Age 30.4
Male median age 29.2
Female median age 32.3

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
77.4°F
Avg Low
55.4°F
Annual Precip
38.4"
30° 48° 65° 83° 100° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 576269768492969690796859
Low °F 364047546371747467564538
Precip" 2.622.733.693.064.723.402.002.302.744.543.063.56

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 46 — Good
61%
Good air days/yr
159
Max AQI recorded
151
PM2.5 days
213
Ozone days

Frequently Asked Questions

What is the cost of living in Heartland, TX?

Heartland has a cost index of 130 (100 = national average). It is 30% above the national average.

What is average rent in Heartland, TX?

The median gross rent in Heartland is $2,313 per month based on 2023 Census data.

What is the average home price in Heartland?

The median home value in Heartland is $305,000 according to 2023 Census ACS data.

What is the median income in Heartland?

The median household income in Heartland is $107,165 per year (2023 ACS 5-year estimates).

What is the sales tax in Heartland, TX?

The combined state and local sales tax rate in Heartland is 8.2%. Texas has no state income tax.

Is Heartland, TX affordable?

Heartland is above average in cost of living, with an index of 130 — about 30% higher than the national average.

What is the weather like in Heartland?

Heartland has average high temperatures of 77.4°F and average lows of 55.4°F. Annual precipitation is 38.4". Data from NOAA 1991–2020 Climate Normals.

Heartland at a Glance

Population
11,019
Median Income
$107,165
Home Value
$305,000
Median Rent
$2,313/mo
Unemployment
8.3%
Avg High Temp
77.4°F
Sales Tax
8.2%
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