Cost of Living in La Joya, TX
Population 4,613 · Texas · Data vintage 2023
(100 = US avg)
La Joya sits on the smaller end of the Texas city distribution. That scale shapes the housing market, the labor pool, and the services available to residents in ways the data below makes visible. A poverty rate near 27% adds context to the income figures — well above the US average, and worth factoring into any comparison with cities on the coasts or in the Rockies.
La Joya sits roughly 14 miles west of McAllen — close enough that regional housing and labor patterns are shaped largely by the larger market. Median home values run roughly 37% lower than McAllen's $174,000.
Cost Overview
Scale: 100 = US national average. Green < 90, Red > 110.
About the Cost of Living in La Joya
The median home value in La Joya is $109,600 — 64% below the national median of $305,000. Median rent runs $781/month, 41% lower than the national median of $1,314/month. The median household income of $50,652/year is 32% lower than the US median of $74,580. The local unemployment rate is 7.3%, above the national average of 4.8%. Texas charges no state income tax, a meaningful advantage for take-home pay. The climate averages highs of 87.3°F and lows of 67.4°F. Overall, La Joya has a cost of living index of 45 versus the US average of 100, meaning it is 55% less expensive.
La Joya has limited residential data
Detailed housing and income data is limited for this location. Here are the nearest cities with full cost of living data:
🏠 Housing
HUD Fair Market Rents by Bedroom
💰 Estimated Monthly Budget
Estimates based on median data and national averages. Actual costs vary.
🛒 Food & Groceries
National BLS average prices (2023). Local prices may vary.
🚗 Transportation
Commute Mode
⚡ Utilities
📋 Taxes
💼 Income & Employment
🎓 Education
👥 Demographics
🌤 Climate
NOAA 1991–2020 Climate Normals
| Month | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| High °F | 73 | 77 | 83 | 88 | 93 | 97 | 99 | 100 | 94 | 89 | 80 | 74 |
| Low °F | 53 | 57 | 63 | 68 | 74 | 78 | 79 | 79 | 76 | 69 | 60 | 54 |
| Precip" | 0.77 | 0.72 | 1.38 | 1.43 | 2.03 | 3.05 | 2.03 | 1.81 | 4.61 | 2.10 | 1.17 | 1.06 |
💨 Air Quality
EPA AQS 2023 — county-level monitoring data
Frequently Asked Questions
What is the cost of living in La Joya, TX?
La Joya has a cost index of 45 (100 = national average). It is 55% below the national average.
What is average rent in La Joya, TX?
The median gross rent in La Joya is $781 per month based on 2023 Census data.
What is the average home price in La Joya?
The median home value in La Joya is $109,600 according to Zillow and Census data.
What is the median income in La Joya?
The median household income in La Joya is $50,652 per year (2023 ACS 5-year estimates).
What is the sales tax in La Joya, TX?
The combined state and local sales tax rate in La Joya is 8.2%. Texas has no state income tax.
Is La Joya, TX affordable?
Yes, La Joya is generally considered affordable, with a cost of living index of 45 — about 55% below the US national average of 100.
What is the weather like in La Joya?
La Joya has average high temperatures of 87.3°F and average lows of 67.4°F. Annual precipitation is 22.2". Data from NOAA 1991–2020 Climate Normals.
La Joya at a Glance
- Population
- 4,613
- Median Income
- $50,652
- Home Value
- $109,600
- Median Rent
- $781/mo
- Unemployment
- 7.3%
- Avg High Temp
- 87.3°F
- Sales Tax
- 8.2%
Nearby Cities
Explore county-level cost of living data
Texas Rankings
Similar Cost Cities
Cities in other states with comparable housing costs