Cost of Living in Pampa, TX
Population 16,735 · Texas · Data vintage 2023
(100 = US avg)
Under 25,000 residents gives Pampa a small-town character that shows up in every data point below — from the commute patterns to the rental inventory. A typical home runs $96,000.
Located 55 miles east of Amarillo, Pampa is far enough out that local conditions diverge meaningfully from the big-metro baseline. Median home values run roughly 49% lower than Amarillo's $187,000.
Cost Overview
Scale: 100 = US national average. Green < 90, Red > 110.
About the Cost of Living in Pampa
The median home value in Pampa is $95,800 — 69% below the national median of $305,000. Median rent runs $898/month, 32% lower than the national median of $1,314/month. The median household income of $53,458/year is 28% lower than the US median of $74,580. The local unemployment rate is 5.7%, above the national average of 4.8%. Texas charges no state income tax, a meaningful advantage for take-home pay. The climate averages highs of 73.6°F and lows of 48.2°F. Overall, Pampa has a cost of living index of 46 versus the US average of 100, meaning it is 54% less expensive.
🏠 Housing
HUD Fair Market Rents by Bedroom
💰 Estimated Monthly Budget
Estimates based on median data and national averages. Actual costs vary.
🛒 Food & Groceries
National BLS average prices (2023). Local prices may vary.
🚗 Transportation
Commute Mode
⚡ Utilities
📋 Taxes
💼 Income & Employment
🎓 Education
👥 Demographics
🌤 Climate
NOAA 1991–2020 Climate Normals
| Month | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| High °F | 53 | 56 | 65 | 73 | 82 | 92 | 95 | 93 | 85 | 74 | 62 | 52 |
| Low °F | 28 | 30 | 38 | 46 | 57 | 66 | 71 | 69 | 61 | 49 | 37 | 28 |
| Precip" | 0.58 | 0.52 | 1.13 | 1.57 | 2.30 | 2.76 | 2.35 | 2.69 | 1.67 | 1.65 | 0.69 | 0.71 |
Frequently Asked Questions
What is the cost of living in Pampa, TX?
Pampa has a cost index of 46 (100 = national average). It is 54% below the national average.
What is average rent in Pampa, TX?
The median gross rent in Pampa is $898 per month based on 2023 Census data.
What is the average home price in Pampa?
The median home value in Pampa is $95,800 according to Zillow and Census data.
What is the median income in Pampa?
The median household income in Pampa is $53,458 per year (2023 ACS 5-year estimates).
What is the sales tax in Pampa, TX?
The combined state and local sales tax rate in Pampa is 8.2%. Texas has no state income tax.
Is Pampa, TX affordable?
Yes, Pampa is generally considered affordable, with a cost of living index of 46 — about 54% below the US national average of 100.
What is the weather like in Pampa?
Pampa has average high temperatures of 73.6°F and average lows of 48.2°F. Annual precipitation is 18.6". Data from NOAA 1991–2020 Climate Normals.
Pampa at a Glance
- Population
- 16,735
- Median Income
- $53,458
- Home Value
- $95,800
- Median Rent
- $898/mo
- Unemployment
- 5.7%
- Avg High Temp
- 73.6°F
- Sales Tax
- 8.2%
Explore county-level cost of living data
Texas Rankings
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