Cost of Living in Borger, TX
Population 12,398 · Texas · Data vintage 2023
(100 = US avg)
Borger is a smaller Texas community of around 12000 residents, where median household incomes of $59,031 and housing costs ($90,000 for a typical home) give the local cost-of-living profile a distinctly small-town shape. An unemployment rate of 2.1% points to a labor market well on the tight side of the national distribution.
Geographically, Borger is about 40 miles northeast of Amarillo, the nearest large metro. Median home values run roughly 52% lower than Amarillo's $187,000.
Cost Overview
Scale: 100 = US national average. Green < 90, Red > 110.
About the Cost of Living in Borger
The median home value in Borger is $90,000 — 70% below the national median of $305,000. Median rent runs $833/month, 37% lower than the national median of $1,314/month. The median household income of $59,031/year is 21% lower than the US median of $74,580. The local unemployment rate is 2.1%, below the national average of 4.8%. Texas charges no state income tax, a meaningful advantage for take-home pay. The climate averages highs of 73.6°F and lows of 48.2°F. Overall, Borger has a cost of living index of 43 versus the US average of 100, meaning it is 57% less expensive.
🏠 Housing
HUD Fair Market Rents by Bedroom
💰 Estimated Monthly Budget
Estimates based on median data and national averages. Actual costs vary.
🛒 Food & Groceries
National BLS average prices (2023). Local prices may vary.
🚗 Transportation
Commute Mode
⚡ Utilities
📋 Taxes
💼 Income & Employment
🎓 Education
👥 Demographics
🌤 Climate
NOAA 1991–2020 Climate Normals
| Month | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| High °F | 53 | 56 | 65 | 73 | 82 | 92 | 95 | 93 | 85 | 74 | 62 | 52 |
| Low °F | 28 | 30 | 38 | 46 | 57 | 66 | 71 | 69 | 61 | 49 | 37 | 28 |
| Precip" | 0.58 | 0.52 | 1.13 | 1.57 | 2.30 | 2.76 | 2.35 | 2.69 | 1.67 | 1.65 | 0.69 | 0.71 |
Frequently Asked Questions
What is the cost of living in Borger, TX?
Borger has a cost index of 43 (100 = national average). It is 57% below the national average.
What is average rent in Borger, TX?
The median gross rent in Borger is $833 per month based on 2023 Census data.
What is the average home price in Borger?
The median home value in Borger is $90,000 according to Zillow and Census data.
What is the median income in Borger?
The median household income in Borger is $59,031 per year (2023 ACS 5-year estimates).
What is the sales tax in Borger, TX?
The combined state and local sales tax rate in Borger is 8.2%. Texas has no state income tax.
Is Borger, TX affordable?
Yes, Borger is generally considered affordable, with a cost of living index of 43 — about 57% below the US national average of 100.
What is the weather like in Borger?
Borger has average high temperatures of 73.6°F and average lows of 48.2°F. Annual precipitation is 18.6". Data from NOAA 1991–2020 Climate Normals.
Borger at a Glance
- Population
- 12,398
- Median Income
- $59,031
- Home Value
- $90,000
- Median Rent
- $833/mo
- Unemployment
- 2.1%
- Avg High Temp
- 73.6°F
- Sales Tax
- 8.2%
Explore county-level cost of living data
Texas Rankings
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