Cost of Living in Cactus, TX
Population 3,063 · Texas · Data vintage 2023
(100 = US avg)
Cactus sits on the smaller end of the Texas city distribution. That scale shapes the housing market, the labor pool, and the services available to residents in ways the data below makes visible. The labor market has been unusually tight, with unemployment around 2.3% — below most comparable cities in the state.
Geographically, Cactus is about 60 miles north of Amarillo, the nearest large metro. Median home values run roughly 67% lower than Amarillo's $187,000.
Cost Overview
Scale: 100 = US national average. Green < 90, Red > 110.
About the Cost of Living in Cactus
The median home value in Cactus is $61,300 — 80% below the national median of $305,000. Median rent runs $725/month, 45% lower than the national median of $1,314/month. The median household income of $49,125/year is 34% lower than the US median of $74,580. The local unemployment rate is 2.3%, below the national average of 4.8%. Texas charges no state income tax, a meaningful advantage for take-home pay. The climate averages highs of 72.0°F and lows of 41.6°F, with about 20.3" of annual snowfall. Overall, Cactus has a cost of living index of 34 versus the US average of 100, meaning it is 66% less expensive.
Cactus has limited residential data
Detailed housing and income data is limited for this location. Here are the nearest cities with full cost of living data:
🏠 Housing
HUD Fair Market Rents by Bedroom
💰 Estimated Monthly Budget
Estimates based on median data and national averages. Actual costs vary.
🛒 Food & Groceries
National BLS average prices (2023). Local prices may vary.
🚗 Transportation
Commute Mode
⚡ Utilities
📋 Taxes
💼 Income & Employment
🎓 Education
👥 Demographics
🌤 Climate
NOAA 1991–2020 Climate Normals
| Month | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| High °F | 51 | 55 | 64 | 71 | 80 | 90 | 94 | 91 | 84 | 73 | 61 | 51 |
| Low °F | 21 | 24 | 31 | 39 | 50 | 60 | 64 | 63 | 55 | 42 | 30 | 22 |
| Precip" | 0.47 | 0.35 | 0.93 | 1.25 | 1.69 | 2.24 | 2.51 | 2.16 | 1.29 | 1.64 | 0.53 | 0.54 |
| Snow" | 4.2 | 3.4 | 3.0 | 1.5 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 1.3 | 1.9 | 5.0 |
Frequently Asked Questions
What is the cost of living in Cactus, TX?
Cactus has a cost index of 34 (100 = national average). It is 66% below the national average.
What is average rent in Cactus, TX?
The median gross rent in Cactus is $725 per month based on 2023 Census data.
What is the average home price in Cactus?
The median home value in Cactus is $61,300 according to Zillow and Census data.
What is the median income in Cactus?
The median household income in Cactus is $49,125 per year (2023 ACS 5-year estimates).
What is the sales tax in Cactus, TX?
The combined state and local sales tax rate in Cactus is 8.2%. Texas has no state income tax.
Is Cactus, TX affordable?
Yes, Cactus is generally considered affordable, with a cost of living index of 34 — about 66% below the US national average of 100.
What is the weather like in Cactus?
Cactus has average high temperatures of 72.0°F and average lows of 41.6°F. Annual precipitation is 15.6". Average annual snowfall is 20.3". Data from NOAA 1991–2020 Climate Normals.
Cactus at a Glance
- Population
- 3,063
- Median Income
- $49,125
- Home Value
- $61,300
- Median Rent
- $725/mo
- Unemployment
- 2.3%
- Avg High Temp
- 72.0°F
- Sales Tax
- 8.2%
Explore county-level cost of living data
Texas Rankings
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