Cost of Living in Paris, TX

Population 24,678 · Texas · Data vintage 2023

53
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Paris's median household income of $45,439 is a meaningful share below the national figure, which shapes most of the downstream economic indicators — from housing affordability to the share of residents living below the poverty line (26% here).

Paris is about 70 miles northeast of McKinney, the nearest large metro — close enough that regional housing and labor patterns are shaped largely by the larger market. Median home values run roughly 71% lower than McKinney's $440,000.

Cost Overview

Housing 42
Rent 69

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Paris

The median home value in Paris is $128,300 — 58% below the national median of $305,000. Median rent runs $903/month, 31% lower than the national median of $1,314/month. The median household income of $45,439/year is 39% lower than the US median of $74,580. The local unemployment rate is 5.5%, above the national average of 4.8%. Texas charges no state income tax, a meaningful advantage for take-home pay. The climate averages highs of 75.9°F and lows of 54.1°F. Overall, Paris has a cost of living index of 53 versus the US average of 100, meaning it is 47% less expensive.

🏠 Housing

Median Home Value
$128,300
58% below avg
Zillow Home Value
$167,584
Zillow ZHVI
Median Rent
$903/mo
31% below avg
Zillow Rent
$890/mo
Zillow ZORI
Price-to-Rent Ratio
11.8x
Favors buying
Property Tax Rate
1.7%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$766
1 BR
$811
2 BR
$981
3 BR
$1,307
4 BR
$1,509
Owner-occupied 48.1%
Renter-occupied 51.9%

💰 Estimated Monthly Budget

Rent median rent
$903
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,517/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
18.2 min
33% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
6.3%

Commute Mode

Drove alone
75.8%
Carpooled
11.1%
Public transit
0.1%
Walked
4.6%
Bicycle
0.2%
Work from home
6.3%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) None
Total Sales Tax 8.2%
State rate 6.3%
Avg local rate 1.9%
Property Tax 1.7%

💼 Income & Employment

Median Household Income
$45,439
39% below avg
Per Capita Income
$25,526
Unemployment Rate
5.5%
14% above avg
Poverty Rate
25.8%
Labor Force Participation
58.9%

🎓 Education

Bachelor's degree+ 12.6%
Graduate degree 7.6%

👥 Demographics

Median Age 36.4
Male median age 32.8
Female median age 39.7

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
75.9°F
Avg Low
54.1°F
Annual Precip
38.3"
30° 48° 65° 83° 100° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 566068758391959688786657
Low °F 343846536270747366544436
Precip" 2.702.573.513.584.773.581.961.732.814.413.193.49

Frequently Asked Questions

What is the cost of living in Paris, TX?

Paris has a cost index of 53 (100 = national average). It is 47% below the national average.

What is average rent in Paris, TX?

The median gross rent in Paris is $903 per month based on 2023 Census data.

What is the average home price in Paris?

The median home value in Paris is $128,300 according to Zillow and Census data.

What is the median income in Paris?

The median household income in Paris is $45,439 per year (2023 ACS 5-year estimates).

What is the sales tax in Paris, TX?

The combined state and local sales tax rate in Paris is 8.2%. Texas has no state income tax.

Is Paris, TX affordable?

Yes, Paris is generally considered affordable, with a cost of living index of 53 — about 47% below the US national average of 100.

What is the weather like in Paris?

Paris has average high temperatures of 75.9°F and average lows of 54.1°F. Annual precipitation is 38.3". Data from NOAA 1991–2020 Climate Normals.

Paris at a Glance

Population
24,678
Median Income
$45,439
Home Value
$128,300
Median Rent
$903/mo
Unemployment
5.5%
Avg High Temp
75.9°F
Sales Tax
8.2%
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