Cost of Living in Universal City, TX

Population 19,853 · Texas · Data vintage 2023

86
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Under 25,000 residents gives Universal City a small-town character that shows up in every data point below — from the commute patterns to the rental inventory. A typical home runs $249,000.

Geographically, Universal City sits roughly 14 miles east of San Antonio. Median home values run roughly 14% higher than San Antonio's $220,000.

Cost Overview

Housing 82
Rent 92

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Universal City

The median home value in Universal City is $249,400 — 18% below the national median of $305,000. Median rent runs $1,213/month, 8% lower than the national median of $1,314/month. The median household income of $75,439/year is 1% higher than the US median of $74,580. The local unemployment rate is 4.3%, below the national average of 4.8%. Texas charges no state income tax, a meaningful advantage for take-home pay. The climate averages highs of 80.4°F and lows of 58.1°F. Overall, Universal City has a cost of living index of 86 versus the US average of 100, meaning it is 14% less expensive.

🏠 Housing

Median Home Value
$249,400
18% below avg
Zillow Home Value
$263,395
Zillow ZHVI
Median Rent
$1,213/mo
8% below avg
Zillow Rent
$1,127/mo
Zillow ZORI
Price-to-Rent Ratio
17.1x
Favors buying
Property Tax Rate
1.7%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$766
1 BR
$811
2 BR
$981
3 BR
$1,307
4 BR
$1,509
Owner-occupied 58.3%
Renter-occupied 41.7%

💰 Estimated Monthly Budget

Rent median rent
$1,213
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,827/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
29.7 min
10% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
7.6%

Commute Mode

Drove alone
80.5%
Carpooled
8.1%
Walked
1.7%
Work from home
7.6%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) None
Total Sales Tax 8.2%
State rate 6.3%
Avg local rate 1.9%
Property Tax 1.7%

💼 Income & Employment

Median Household Income
$75,439
1% above avg
Per Capita Income
$38,554
Unemployment Rate
4.3%
10% below avg
Poverty Rate
9.7%
Labor Force Participation
69.6%

🎓 Education

Bachelor's degree+ 21.6%
Graduate degree 11.7%

👥 Demographics

Median Age 35.3
Male median age 36
Female median age 34.6

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
80.4°F
Avg Low
58.1°F
40° 55° 70° 85° 100° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 636873808792969690847264
Low °F 414551586671737368594942

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 52 — Moderate
44.9%
Good air days/yr
309
Max AQI recorded
223
PM2.5 days
141
Ozone days

Frequently Asked Questions

What is the cost of living in Universal City, TX?

Universal City has a cost index of 86 (100 = national average). It is 14% below the national average.

What is average rent in Universal City, TX?

The median gross rent in Universal City is $1,213 per month based on 2023 Census data.

What is the average home price in Universal City?

The median home value in Universal City is $249,400 according to Zillow and Census data.

What is the median income in Universal City?

The median household income in Universal City is $75,439 per year (2023 ACS 5-year estimates).

What is the sales tax in Universal City, TX?

The combined state and local sales tax rate in Universal City is 8.2%. Texas has no state income tax.

Is Universal City, TX affordable?

Yes, Universal City is generally considered affordable, with a cost of living index of 86 — about 14% below the US national average of 100.

What is the weather like in Universal City?

Universal City has average high temperatures of 80.4°F and average lows of 58.1°F. Data from NOAA 1991–2020 Climate Normals.

Universal City at a Glance

Population
19,853
Median Income
$75,439
Home Value
$249,400
Median Rent
$1,213/mo
Unemployment
4.3%
Avg High Temp
80.4°F
Sales Tax
8.2%
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🗺️ County data for Texas

Explore county-level cost of living data

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