Cost of Living in Live Oak, TX
Population 15,875 · Texas · Data vintage 2023
(100 = US avg)
Buyers in Live Oak can reasonably expect a home to cost less than three years of household income — $228,000 against $78,092 in typical earnings — a ratio that has collapsed to 5:1 or worse in much of the country.
Geographically, Live Oak sits roughly 13 miles northeast of San Antonio. Housing prices track closely with San Antonio's $220,000 median.
Cost Overview
Scale: 100 = US national average. Green < 90, Red > 110.
About the Cost of Living in Live Oak
The median home value in Live Oak is $227,800 — 25% below the national median of $305,000. Median rent runs $1,450/month, 10% higher than the national median of $1,314/month. The median household income of $78,092/year is 5% higher than the US median of $74,580. The local unemployment rate is 4.2%, below the national average of 4.8%. Texas charges no state income tax, a meaningful advantage for take-home pay. The climate averages highs of 80.4°F and lows of 58.1°F. Overall, Live Oak has a cost of living index of 89 versus the US average of 100, meaning it is 11% less expensive.
🏠 Housing
HUD Fair Market Rents by Bedroom
💰 Estimated Monthly Budget
Estimates based on median data and national averages. Actual costs vary.
🛒 Food & Groceries
National BLS average prices (2023). Local prices may vary.
🚗 Transportation
Commute Mode
⚡ Utilities
📋 Taxes
💼 Income & Employment
🎓 Education
👥 Demographics
🌤 Climate
NOAA 1991–2020 Climate Normals
| Month | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| High °F | 63 | 68 | 73 | 80 | 87 | 92 | 96 | 96 | 90 | 84 | 72 | 64 |
| Low °F | 41 | 45 | 51 | 58 | 66 | 71 | 73 | 73 | 68 | 59 | 49 | 42 |
💨 Air Quality
EPA AQS 2023 — county-level monitoring data
Frequently Asked Questions
What is the cost of living in Live Oak, TX?
Live Oak has a cost index of 89 (100 = national average). It is 11% below the national average.
What is average rent in Live Oak, TX?
The median gross rent in Live Oak is $1,450 per month based on 2023 Census data.
What is the average home price in Live Oak?
The median home value in Live Oak is $227,800 according to Zillow and Census data.
What is the median income in Live Oak?
The median household income in Live Oak is $78,092 per year (2023 ACS 5-year estimates).
What is the sales tax in Live Oak, TX?
The combined state and local sales tax rate in Live Oak is 8.2%. Texas has no state income tax.
Is Live Oak, TX affordable?
Yes, Live Oak is generally considered affordable, with a cost of living index of 89 — about 11% below the US national average of 100.
What is the weather like in Live Oak?
Live Oak has average high temperatures of 80.4°F and average lows of 58.1°F. Data from NOAA 1991–2020 Climate Normals.
Live Oak at a Glance
- Population
- 15,875
- Median Income
- $78,092
- Home Value
- $227,800
- Median Rent
- $1,450/mo
- Unemployment
- 4.2%
- Avg High Temp
- 80.4°F
- Sales Tax
- 8.2%
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Explore county-level cost of living data
Texas Rankings
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