Cost of Living in Ephraim, UT

Population 5,805 · Utah · Data vintage 2023

108
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Ephraim is a smaller Utah community of around 6000 residents, where median household incomes of $71,661 and housing costs ($406,000 for a typical home) give the local cost-of-living profile a distinctly small-town shape. At 9.9%, the local unemployment rate runs well above the US figure, pointing to structural rather than cyclical labor-market issues.

Located 60 miles south of Provo, Ephraim is far enough out that local conditions diverge meaningfully from the big-metro baseline. Housing prices track closely with Provo's $437,000 median.

Cost Overview

Housing 133
Rent 69

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Ephraim

The median home value in Ephraim is $405,600 — 33% above the national median of $305,000. Median rent runs $911/month, 31% lower than the national median of $1,314/month. The median household income of $71,661/year is 4% lower than the US median of $74,580. The local unemployment rate is 9.9%, above the national average of 4.8%. Utah's top state income tax rate is 4.5% and the combined sales tax is 5.9%. The climate averages highs of 62.1°F and lows of 36.9°F. Overall, Ephraim has a cost of living index of 108 versus the US average of 100, meaning it is 8% more expensive.

🏠 Housing

Median Home Value
$405,600
33% above avg
Median Rent
$911/mo
31% below avg
Price-to-Rent Ratio
37.1x
Favors renting
Property Tax Rate
0.6%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$737
1 BR
$870
2 BR
$1,036
3 BR
$1,418
4 BR
$1,699
Owner-occupied 53.2%
Renter-occupied 46.8%

💰 Estimated Monthly Budget

Rent median rent
$911
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,525/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
16.1 min
40% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
9.5%

Commute Mode

Drove alone
64.6%
Carpooled
12.1%
Public transit
0.1%
Walked
11.9%
Bicycle
1.4%
Work from home
9.5%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) 4.5%
Total Sales Tax 5.9%
State rate 4.8%
Avg local rate 1.1%
Property Tax 0.6%

💼 Income & Employment

Median Household Income
$71,661
4% below avg
Per Capita Income
$24,319
Unemployment Rate
9.9%
105% above avg
Poverty Rate
17.3%
Labor Force Participation
64.9%

🎓 Education

Bachelor's degree+ 25.3%
Graduate degree 17.2%

👥 Demographics

Median Age 21.8
Male median age 21.8
Female median age 21.8

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
62.1°F
Avg Low
36.9°F
Annual Precip
8.4"
10° 33° 55° 78° 100° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 354253617183908777634735
Low °F 162129344452605849382617
Precip" 0.660.690.610.600.770.660.480.671.260.980.410.61

Frequently Asked Questions

What is the cost of living in Ephraim, UT?

Ephraim has a cost index of 108 (100 = national average). It is 8% above the national average.

What is average rent in Ephraim, UT?

The median gross rent in Ephraim is $911 per month based on 2023 Census data.

What is the average home price in Ephraim?

The median home value in Ephraim is $405,600 according to 2023 Census ACS data.

What is the median income in Ephraim?

The median household income in Ephraim is $71,661 per year (2023 ACS 5-year estimates).

What is the sales tax in Ephraim, UT?

The combined state and local sales tax rate in Ephraim is 5.9%. The Utah state income tax top rate is 4.5%.

Is Ephraim, UT affordable?

Ephraim is near the national average in terms of cost of living, with an index of 108 (100 = US average).

What is the weather like in Ephraim?

Ephraim has average high temperatures of 62.1°F and average lows of 36.9°F. Annual precipitation is 8.4". Data from NOAA 1991–2020 Climate Normals.

Ephraim at a Glance

Population
5,805
Median Income
$71,661
Home Value
$405,600
Median Rent
$911/mo
Unemployment
9.9%
Avg High Temp
62.1°F
Sales Tax
5.9%
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Explore county-level cost of living data

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