Cost of Living in Belmont, VA

Population 9,525 · Virginia · Data vintage 2023

246
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Belmont's housing market reflects its status as a high-earning metro: $807,000 for a typical home, 165% above the US median, paired with household incomes around $232,879 that put it in the upper third of the state. An unemployment rate of 2.2% points to a labor market well on the tight side of the national distribution.

Located 25 miles northwest of Arlington, Belmont falls within that metro's commuting orbit. Housing prices track closely with Arlington's $865,000 median.

Cost Overview

Housing 265
Rent 217

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Belmont

The median home value in Belmont is $807,100 — 165% above the national median of $305,000. Median rent runs $2,853/month, 117% higher than the national median of $1,314/month. The median household income of $232,879/year is 212% higher than the US median of $74,580. The local unemployment rate is 2.2%, below the national average of 4.8%. Virginia's top state income tax rate is 5.8% and the combined sales tax is 5.6%. Overall, Belmont has a cost of living index of 246 versus the US average of 100, meaning it is 146% more expensive.

🏠 Housing

Median Home Value
$807,100
165% above avg
Median Rent
$2,853/mo
117% above avg
Price-to-Rent Ratio
23.6x
Favors renting
Property Tax Rate
0.8%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$970
1 BR
$989
2 BR
$1,200
3 BR
$1,645
4 BR
$1,885
Owner-occupied 90.2%
Renter-occupied 9.8%

💰 Estimated Monthly Budget

Rent median rent
$2,853
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $3,467/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
33.7 min
25% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
33.0%

Commute Mode

Drove alone
56.9%
Carpooled
5.6%
Public transit
1.8%
Walked
1.6%
Bicycle
0.2%
Work from home
33.0%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 5.8%
Total Sales Tax 5.6%
State rate 4.3%
Avg local rate 1.3%
Property Tax 0.8%

💼 Income & Employment

Median Household Income
$232,879
212% above avg
Per Capita Income
$87,181
Unemployment Rate
2.2%
54% below avg
Poverty Rate
1.7%
Labor Force Participation
74.8%

🎓 Education

Bachelor's degree+ 37.9%
Graduate degree 38.9%

👥 Demographics

Median Age 40.6
Male median age 40
Female median age 41.1

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 39 — Good
84.1%
Good air days/yr
167
Max AQI recorded
41
PM2.5 days
303
Ozone days

Frequently Asked Questions

What is the cost of living in Belmont, VA?

Belmont has a cost index of 246 (100 = national average). It is 146% above the national average.

What is average rent in Belmont, VA?

The median gross rent in Belmont is $2,853 per month based on 2023 Census data.

What is the average home price in Belmont?

The median home value in Belmont is $807,100 according to 2023 Census ACS data.

What is the median income in Belmont?

The median household income in Belmont is $232,879 per year (2023 ACS 5-year estimates).

What is the sales tax in Belmont, VA?

The combined state and local sales tax rate in Belmont is 5.6%. The Virginia state income tax top rate is 5.8%.

Is Belmont, VA affordable?

Belmont is above average in cost of living, with an index of 246 — about 146% higher than the national average.

Belmont at a Glance

Population
9,525
Median Income
$232,879
Home Value
$807,100
Median Rent
$2,853/mo
Unemployment
2.2%
Sales Tax
5.6%
View all cities in Virginia →
🗺️ County data for Virginia

Explore county-level cost of living data

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