Cost of Living in Loch Lomond, VA

Population 4,460 · Virginia · Data vintage 2023

149
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Loch Lomond sits on the smaller end of the Virginia city distribution. That scale shapes the housing market, the labor pool, and the services available to residents in ways the data below makes visible. At 7.4%, the local unemployment rate runs well above the US figure, pointing to structural rather than cyclical labor-market issues.

Located 20 miles west of Arlington, Loch Lomond falls within that metro's commuting orbit. Median home values run roughly 52% lower than Arlington's $865,000.

Cost Overview

Housing 135
Rent 170

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Loch Lomond

The median home value in Loch Lomond is $412,900 — 35% above the national median of $305,000. Median rent runs $2,234/month, 70% higher than the national median of $1,314/month. The median household income of $109,873/year is 47% higher than the US median of $74,580. The local unemployment rate is 7.4%, above the national average of 4.8%. Virginia's top state income tax rate is 5.8% and the combined sales tax is 5.6%. The climate averages highs of 66.0°F and lows of 45.3°F, with about 21" of annual snowfall. Overall, Loch Lomond has a cost of living index of 149 versus the US average of 100, meaning it is 49% more expensive.

🏠 Housing

Median Home Value
$412,900
35% above avg
Median Rent
$2,234/mo
70% above avg
Price-to-Rent Ratio
15.4x
Favors buying
Property Tax Rate
0.8%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$970
1 BR
$989
2 BR
$1,200
3 BR
$1,645
4 BR
$1,885
Owner-occupied 86.0%
Renter-occupied 14.0%

💰 Estimated Monthly Budget

Rent median rent
$2,234
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $2,848/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
36.6 min
36% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
2.2%

Commute Mode

Drove alone
76.6%
Carpooled
9.5%
Public transit
4.3%
Work from home
2.2%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 5.8%
Total Sales Tax 5.6%
State rate 4.3%
Avg local rate 1.3%
Property Tax 0.8%

💼 Income & Employment

Median Household Income
$109,873
47% above avg
Per Capita Income
$34,902
Unemployment Rate
7.4%
54% above avg
Poverty Rate
3.9%
Labor Force Participation
73.1%

🎓 Education

Bachelor's degree+ 7.5%
Graduate degree 2.6%

👥 Demographics

Median Age 40
Male median age 38.2
Female median age 40.3

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
66.0°F
Avg Low
45.3°F
Annual Precip
43.2"
Annual Snowfall
21"
20° 38° 55° 73° 90° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 434655677583888679685747
Low °F 252734435362676558453629
Precip" 2.942.613.503.474.724.304.153.533.943.653.133.30
Snow" 6.97.03.90.10.00.00.00.00.00.00.32.8

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 37 — Good
90.1%
Good air days/yr
129
Max AQI recorded
0
PM2.5 days
361
Ozone days

Frequently Asked Questions

What is the cost of living in Loch Lomond, VA?

Loch Lomond has a cost index of 149 (100 = national average). It is 49% above the national average.

What is average rent in Loch Lomond, VA?

The median gross rent in Loch Lomond is $2,234 per month based on 2023 Census data.

What is the average home price in Loch Lomond?

The median home value in Loch Lomond is $412,900 according to 2023 Census ACS data.

What is the median income in Loch Lomond?

The median household income in Loch Lomond is $109,873 per year (2023 ACS 5-year estimates).

What is the sales tax in Loch Lomond, VA?

The combined state and local sales tax rate in Loch Lomond is 5.6%. The Virginia state income tax top rate is 5.8%.

Is Loch Lomond, VA affordable?

Loch Lomond is above average in cost of living, with an index of 149 — about 49% higher than the national average.

What is the weather like in Loch Lomond?

Loch Lomond has average high temperatures of 66.0°F and average lows of 45.3°F. Annual precipitation is 43.2". Average annual snowfall is 21". Data from NOAA 1991–2020 Climate Normals.

Loch Lomond at a Glance

Population
4,460
Median Income
$109,873
Home Value
$412,900
Median Rent
$2,234/mo
Unemployment
7.4%
Avg High Temp
66.0°F
Sales Tax
5.6%
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🗺️ County data for Virginia

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