Cost of Living in Charlotte, VT
Population 3,905 · Vermont · Data vintage 2023
(100 = US avg)
Home prices in Charlotte run well above the national baseline, with a median of $660,000, though local incomes keep the cost-to-earnings ratio tighter than in coastal metros with comparable sticker prices. Median household earnings of $136,385 place the city among the better-paid Vermont metros. An unemployment rate of 1.3% points to a labor market well on the tight side of the national distribution.
Located 115 miles north of Albany, Charlotte is far enough out that local conditions diverge meaningfully from the big-metro baseline. Median home values run roughly 196% higher than Albany's $223,000.
Cost Overview
Scale: 100 = US national average. Green < 90, Red > 110.
About the Cost of Living in Charlotte
The median home value in Charlotte is $659,800 — 116% above the national median of $305,000. Median rent runs $1,520/month, 16% higher than the national median of $1,314/month. The median household income of $136,385/year is 83% higher than the US median of $74,580. The local unemployment rate is 1.3%, below the national average of 4.8%. Vermont's top state income tax rate is 8.8% and the combined sales tax is 6.2%. The climate averages highs of 56.6°F and lows of 38.6°F, with about 87.5" of annual snowfall. Overall, Charlotte has a cost of living index of 176 versus the US average of 100, meaning it is 76% more expensive.
Charlotte has limited residential data
Detailed housing and income data is limited for this location. Here are the nearest cities with full cost of living data:
🏠 Housing
HUD Fair Market Rents by Bedroom
💰 Estimated Monthly Budget
Estimates based on median data and national averages. Actual costs vary.
🛒 Food & Groceries
National BLS average prices (2023). Local prices may vary.
🚗 Transportation
Commute Mode
⚡ Utilities
📋 Taxes
💼 Income & Employment
🎓 Education
👥 Demographics
🌤 Climate
NOAA 1991–2020 Climate Normals
| Month | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| High °F | 29 | 32 | 41 | 55 | 69 | 78 | 82 | 81 | 73 | 59 | 46 | 35 |
| Low °F | 13 | 14 | 24 | 36 | 48 | 57 | 62 | 61 | 53 | 42 | 32 | 21 |
| Precip" | 2.13 | 1.77 | 2.24 | 3.07 | 3.76 | 4.26 | 4.06 | 3.54 | 3.67 | 3.83 | 2.70 | 2.50 |
| Snow" | 21.1 | 19.3 | 17.5 | 4.1 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.3 | 5.7 | 19.5 |
Frequently Asked Questions
What is the cost of living in Charlotte, VT?
Charlotte has a cost index of 176 (100 = national average). It is 76% above the national average.
What is average rent in Charlotte, VT?
The median gross rent in Charlotte is $1,520 per month based on 2023 Census data.
What is the average home price in Charlotte?
The median home value in Charlotte is $659,800 according to 2023 Census ACS data.
What is the median income in Charlotte?
The median household income in Charlotte is $136,385 per year (2023 ACS 5-year estimates).
What is the sales tax in Charlotte, VT?
The combined state and local sales tax rate in Charlotte is 6.2%. The Vermont state income tax top rate is 8.8%.
Is Charlotte, VT affordable?
Charlotte is above average in cost of living, with an index of 176 — about 76% higher than the national average.
What is the weather like in Charlotte?
Charlotte has average high temperatures of 56.6°F and average lows of 38.6°F. Annual precipitation is 37.5". Average annual snowfall is 87.5". Data from NOAA 1991–2020 Climate Normals.
Charlotte at a Glance
- Population
- 3,905
- Median Income
- $136,385
- Home Value
- $659,800
- Median Rent
- $1,520/mo
- Unemployment
- 1.3%
- Avg High Temp
- 56.6°F
- Sales Tax
- 6.2%
Nearby Cities
Explore county-level cost of living data
Vermont Rankings
Similar Cost Cities
Cities in other states with comparable housing costs