Cost of Living in Spanaway, WA

Population 34,322 · Washington · Data vintage 2023

133
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

A 40-minute average commute puts Spanaway squarely in exurban territory — the kind of place where many households optimize for housing cost over proximity to work. Home values of $401,000 reflect that spatial discount.

Located 11 miles south of Tacoma, Spanaway falls within that metro's commuting orbit. Median home values run roughly 12% lower than Tacoma's $455,000.

Cost Overview

Housing 131
Rent 136

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Spanaway

The median home value in Spanaway is $401,000 — 31% above the national median of $305,000. Median rent runs $1,782/month, 36% higher than the national median of $1,314/month. The median household income of $94,028/year is 26% higher than the US median of $74,580. The local unemployment rate is 5.1%, above the national average of 4.8%. Washington charges no state income tax, a meaningful advantage for take-home pay. The climate averages highs of 59.6°F and lows of 44.3°F. Overall, Spanaway has a cost of living index of 133 versus the US average of 100, meaning it is 33% more expensive.

🏠 Housing

Median Home Value
$401,000
31% above avg
Zillow Home Value
$504,514
Zillow ZHVI
Median Rent
$1,782/mo
36% above avg
Zillow Rent
$2,744/mo
Zillow ZORI
Price-to-Rent Ratio
18.8x
Favors buying
Property Tax Rate
1.0%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$963
1 BR
$1,018
2 BR
$1,317
3 BR
$1,845
4 BR
$2,071
Owner-occupied 72.8%
Renter-occupied 27.3%

💰 Estimated Monthly Budget

Rent median rent
$1,782
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $2,396/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
40.0 min
48% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
8.7%

Commute Mode

Drove alone
78.0%
Carpooled
9.3%
Public transit
2.5%
Walked
0.3%
Bicycle
0.1%
Work from home
8.7%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) None
Total Sales Tax 9.2%
State rate 6.5%
Avg local rate 2.7%
Property Tax 1.0%

💼 Income & Employment

Median Household Income
$94,028
26% above avg
Per Capita Income
$36,609
Unemployment Rate
5.1%
5% above avg
Poverty Rate
9.7%
Labor Force Participation
66.6%

🎓 Education

Bachelor's degree+ 11.4%
Graduate degree 4.2%

👥 Demographics

Median Age 32.5
Male median age 31.7
Female median age 33.3

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
59.6°F
Avg Low
44.3°F
Annual Precip
42"
30° 43° 55° 68° 80° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 464853586570767670595146
Low °F 363739414751545451464036
Precip" 6.064.114.633.392.081.360.680.861.544.327.185.81

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 42 — Good
74.8%
Good air days/yr
195
Max AQI recorded
150
PM2.5 days
213
Ozone days

🏫 Schools

NCES CCD 2019 — public school district data

83%
4-Year Graduation Rate
18.4:1
Student-teacher ratio
31
Public schools
20,615
Total enrollment

Frequently Asked Questions

What is the cost of living in Spanaway, WA?

Spanaway has a cost index of 133 (100 = national average). It is 33% above the national average.

What is average rent in Spanaway, WA?

The median gross rent in Spanaway is $1,782 per month based on 2023 Census data.

What is the average home price in Spanaway?

The median home value in Spanaway is $401,000 according to Zillow and Census data.

What is the median income in Spanaway?

The median household income in Spanaway is $94,028 per year (2023 ACS 5-year estimates).

What is the sales tax in Spanaway, WA?

The combined state and local sales tax rate in Spanaway is 9.2%. Washington has no state income tax.

Is Spanaway, WA affordable?

Spanaway is above average in cost of living, with an index of 133 — about 33% higher than the national average.

What is the weather like in Spanaway?

Spanaway has average high temperatures of 59.6°F and average lows of 44.3°F. Annual precipitation is 42". Data from NOAA 1991–2020 Climate Normals.

Spanaway at a Glance

Population
34,322
Median Income
$94,028
Home Value
$401,000
Median Rent
$1,782/mo
Unemployment
5.1%
Avg High Temp
59.6°F
Sales Tax
9.2%
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Explore county-level cost of living data

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