Cost of Living in Clover Creek, WA

Population 7,128 · Washington · Data vintage 2023

142
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Clover Creek sits on the smaller end of the Washington city distribution. That scale shapes the housing market, the labor pool, and the services available to residents in ways the data below makes visible. At 7.6%, the local unemployment rate runs well above the US figure, pointing to structural rather than cyclical labor-market issues.

Located 8 miles southeast of Tacoma, Clover Creek falls within that metro's commuting orbit. Housing prices track closely with Tacoma's $455,000 median.

Cost Overview

Housing 150
Rent 131

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Clover Creek

The median home value in Clover Creek is $456,300 — 50% above the national median of $305,000. Median rent runs $1,720/month, 31% higher than the national median of $1,314/month. The median household income of $97,581/year is 31% higher than the US median of $74,580. The local unemployment rate is 7.6%, above the national average of 4.8%. Washington charges no state income tax, a meaningful advantage for take-home pay. The climate averages highs of 59.6°F and lows of 44.3°F. Overall, Clover Creek has a cost of living index of 142 versus the US average of 100, meaning it is 42% more expensive.

🏠 Housing

Median Home Value
$456,300
50% above avg
Zillow Home Value
$231,129
Zillow ZHVI
Median Rent
$1,720/mo
31% above avg
Zillow Rent
$1,999/mo
Zillow ZORI
Price-to-Rent Ratio
22.1x
Favors renting
Property Tax Rate
1.0%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$963
1 BR
$1,018
2 BR
$1,317
3 BR
$1,845
4 BR
$2,071
Owner-occupied 62.9%
Renter-occupied 37.1%

💰 Estimated Monthly Budget

Rent median rent
$1,720
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $2,334/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
34.6 min
28% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
11.3%

Commute Mode

Drove alone
76.8%
Carpooled
6.9%
Public transit
1.4%
Walked
0.7%
Work from home
11.3%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) None
Total Sales Tax 9.2%
State rate 6.5%
Avg local rate 2.7%
Property Tax 1.0%

💼 Income & Employment

Median Household Income
$97,581
31% above avg
Per Capita Income
$42,857
Unemployment Rate
7.6%
58% above avg
Poverty Rate
10.0%
Labor Force Participation
67.4%

🎓 Education

Bachelor's degree+ 16.0%
Graduate degree 6.0%

👥 Demographics

Median Age 42
Male median age 40.8
Female median age 43.3

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
59.6°F
Avg Low
44.3°F
Annual Precip
42"
30° 43° 55° 68° 80° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 464853586570767670595146
Low °F 363739414751545451464036
Precip" 6.064.114.633.392.081.360.680.861.544.327.185.81

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 42 — Good
74.8%
Good air days/yr
195
Max AQI recorded
150
PM2.5 days
213
Ozone days

Frequently Asked Questions

What is the cost of living in Clover Creek, WA?

Clover Creek has a cost index of 142 (100 = national average). It is 42% above the national average.

What is average rent in Clover Creek, WA?

The median gross rent in Clover Creek is $1,720 per month based on 2023 Census data.

What is the average home price in Clover Creek?

The median home value in Clover Creek is $456,300 according to Zillow and Census data.

What is the median income in Clover Creek?

The median household income in Clover Creek is $97,581 per year (2023 ACS 5-year estimates).

What is the sales tax in Clover Creek, WA?

The combined state and local sales tax rate in Clover Creek is 9.2%. Washington has no state income tax.

Is Clover Creek, WA affordable?

Clover Creek is above average in cost of living, with an index of 142 — about 42% higher than the national average.

What is the weather like in Clover Creek?

Clover Creek has average high temperatures of 59.6°F and average lows of 44.3°F. Annual precipitation is 42". Data from NOAA 1991–2020 Climate Normals.

Clover Creek at a Glance

Population
7,128
Median Income
$97,581
Home Value
$456,300
Median Rent
$1,720/mo
Unemployment
7.6%
Avg High Temp
59.6°F
Sales Tax
9.2%
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🗺️ County data for Washington

Explore county-level cost of living data

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