Cost of Living in Tacoma, WA

Population 220,482 · Washington · Data vintage 2023

138
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

The Tacoma cost-of-living profile is closer to the US median than most headline-grabbing metros — typical homes around $455,000, rents near $1,597 a month.

Cost Overview

Housing 149
Rent 122

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Tacoma

The median home value in Tacoma is $454,600 — 49% above the national median of $305,000. Median rent runs $1,597/month, 22% higher than the national median of $1,314/month. The median household income of $83,857/year is 12% higher than the US median of $74,580. The local unemployment rate is 5.3%, above the national average of 4.8%. Washington charges no state income tax, a meaningful advantage for take-home pay. The climate averages highs of 59.6°F and lows of 44.3°F. Overall, Tacoma has a cost of living index of 138 versus the US average of 100, meaning it is 38% more expensive.

🏠 Housing

Median Home Value
$454,600
49% above avg
Zillow Home Value
$486,501
Zillow ZHVI
Median Rent
$1,597/mo
22% above avg
Zillow Rent
$1,754/mo
Zillow ZORI
Price-to-Rent Ratio
23.7x
Favors renting
Property Tax Rate
1.0%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$963
1 BR
$1,018
2 BR
$1,317
3 BR
$1,845
4 BR
$2,071
Owner-occupied 56.5%
Renter-occupied 43.5%

💰 Estimated Monthly Budget

Rent median rent
$1,597
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $2,211/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
31.4 min
16% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
13.7%

Commute Mode

Drove alone
67.1%
Carpooled
10.2%
Public transit
4.7%
Walked
2.6%
Bicycle
0.4%
Work from home
13.7%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) None
Total Sales Tax 9.2%
State rate 6.5%
Avg local rate 2.7%
Property Tax 1.0%

💼 Income & Employment

Median Household Income
$83,857
12% above avg
Per Capita Income
$44,756
Unemployment Rate
5.3%
11% above avg
Poverty Rate
12.0%
Labor Force Participation
66.8%

🎓 Education

Bachelor's degree+ 21.0%
Graduate degree 12.6%

👥 Demographics

Median Age 37.3
Male median age 36.6
Female median age 38.1

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
59.6°F
Avg Low
44.3°F
Annual Precip
42"
30° 43° 55° 68° 80° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 464853586570767670595146
Low °F 363739414751545451464036
Precip" 6.064.114.633.392.081.360.680.861.544.327.185.81

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 42 — Good
74.8%
Good air days/yr
195
Max AQI recorded
150
PM2.5 days
213
Ozone days

🏫 Schools

NCES CCD 2019 — public school district data

83.1%
4-Year Graduation Rate
18.2:1
Student-teacher ratio
88
Public schools
42,327
Total enrollment

Frequently Asked Questions

What is the cost of living in Tacoma, WA?

Tacoma has a cost index of 138 (100 = national average). It is 38% above the national average.

What is average rent in Tacoma, WA?

The median gross rent in Tacoma is $1,597 per month based on 2023 Census data.

What is the average home price in Tacoma?

The median home value in Tacoma is $454,600 according to Zillow and Census data.

What is the median income in Tacoma?

The median household income in Tacoma is $83,857 per year (2023 ACS 5-year estimates).

What is the sales tax in Tacoma, WA?

The combined state and local sales tax rate in Tacoma is 9.2%. Washington has no state income tax.

Is Tacoma, WA affordable?

Tacoma is above average in cost of living, with an index of 138 — about 38% higher than the national average.

What is the weather like in Tacoma?

Tacoma has average high temperatures of 59.6°F and average lows of 44.3°F. Annual precipitation is 42". Data from NOAA 1991–2020 Climate Normals.