Cost of Living in Grafton, WI

Population 12,274 · Wisconsin · Data vintage 2023

95
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Grafton sits on the smaller end of the Wisconsin city distribution. That scale shapes the housing market, the labor pool, and the services available to residents in ways the data below makes visible. An unemployment rate of 1.7% points to a labor market well on the tight side of the national distribution.

Located 20 miles north of Milwaukee, Grafton falls within that metro's commuting orbit. Median home values run roughly 75% higher than Milwaukee's $172,000.

Cost Overview

Housing 99
Rent 88

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Grafton

The median home value in Grafton is $301,300 — 1% below the national median of $305,000. Median rent runs $1,162/month, 12% lower than the national median of $1,314/month. The median household income of $88,634/year is 19% higher than the US median of $74,580. The local unemployment rate is 1.7%, below the national average of 4.8%. Wisconsin's top state income tax rate is 7.7% and the combined sales tax is 5.4%. The climate averages highs of 57.4°F and lows of 41.3°F, with about 48.7" of annual snowfall. Overall, Grafton has a cost of living index of 95 versus the US average of 100, meaning it is 5% less expensive.

🏠 Housing

Median Home Value
$301,300
1% below avg
Zillow Home Value
$437,158
Zillow ZHVI
Median Rent
$1,162/mo
12% below avg
Zillow Rent
$2,037/mo
Zillow ZORI
Price-to-Rent Ratio
21.6x
Favors renting
Property Tax Rate
1.7%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$712
1 BR
$781
2 BR
$997
3 BR
$1,290
4 BR
$1,448
Owner-occupied 63.1%
Renter-occupied 36.9%

💰 Estimated Monthly Budget

Rent median rent
$1,162
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,776/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
26.2 min
3% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
13.0%

Commute Mode

Drove alone
79.9%
Carpooled
4.1%
Public transit
1.1%
Walked
1.8%
Work from home
13.0%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 7.7%
Total Sales Tax 5.4%
State rate 5.0%
Avg local rate 0.4%
Property Tax 1.7%

💼 Income & Employment

Median Household Income
$88,634
19% above avg
Per Capita Income
$46,937
Unemployment Rate
1.7%
64% below avg
Poverty Rate
4.2%
Labor Force Participation
71.1%

🎓 Education

Bachelor's degree+ 28.3%
Graduate degree 16.1%

👥 Demographics

Median Age 43.5
Male median age 41
Female median age 46.1

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
57.4°F
Avg Low
41.3°F
Annual Precip
34.6"
Annual Snowfall
48.7"
10° 30° 50° 70° 90° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 313444556777828074614836
Low °F 172029384858656456453323
Precip" 1.791.692.203.863.544.383.403.653.162.782.241.88
Snow" 14.911.86.72.10.00.00.00.00.00.32.510.4

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 45 — Good
60.3%
Good air days/yr
210
Max AQI recorded
215
PM2.5 days
148
Ozone days

🏫 Schools

NCES CCD 2019 — public school district data

97%
4-Year Graduation Rate
15.1:1
Student-teacher ratio
4
Public schools
2,047
Total enrollment

Frequently Asked Questions

What is the cost of living in Grafton, WI?

Grafton has a cost index of 95 (100 = national average). It is 5% below the national average.

What is average rent in Grafton, WI?

The median gross rent in Grafton is $1,162 per month based on 2023 Census data.

What is the average home price in Grafton?

The median home value in Grafton is $301,300 according to Zillow and Census data.

What is the median income in Grafton?

The median household income in Grafton is $88,634 per year (2023 ACS 5-year estimates).

What is the sales tax in Grafton, WI?

The combined state and local sales tax rate in Grafton is 5.4%. The Wisconsin state income tax top rate is 7.7%.

Is Grafton, WI affordable?

Grafton is near the national average in terms of cost of living, with an index of 95 (100 = US average).

What is the weather like in Grafton?

Grafton has average high temperatures of 57.4°F and average lows of 41.3°F. Annual precipitation is 34.6". Average annual snowfall is 48.7". Data from NOAA 1991–2020 Climate Normals.

Grafton at a Glance

Population
12,274
Median Income
$88,634
Home Value
$301,300
Median Rent
$1,162/mo
Unemployment
1.7%
Avg High Temp
57.4°F
Sales Tax
5.4%
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